Servicenow workplace reservation management
Accidentally came out at work this week
2023.06.03 03:13 Captain_hammer_throw Accidentally came out at work this week
So I've been stealth at work, I'll dress masculine, no makeup, hair is short, so I don't worry about that, no nails, I still go by my deadname at work. Nobody at work knows that I'm trans. Anyways, my manager calls me into a meeting, she was concerned about some of the comments I had made when I submitted my self-review. I was in a bit of a bad mood when I wrote it, and work has been mentally draining, since I haven't felt like I could come out to anyone in the workplace. I said in the review, that I was essentially just a body in a chair, and that I didn't have a purpose other than to just come into work, do my job and leave.
Well, she was concerned about me saying that no one cares about me. Though I was meaning it that the corporation doesn't care. My main reason for saying that was due to me asking for fair pay last review, and I only got a partial raise, not quite what I had asked for. I was unhappy with the pay, and just unhappy in general at work. I didn't feel like I would be safe to come out at work. Well she could tell something else was wrong, I wasn't making it any easier, cause I was tearing up, and then I just started bawling(thanks hormones).
I told her that I was transgender, that I felt like I was having to put on a mask at work, that I didn't feel like I could come out. I said I didn't feel like I could be myself at work. I was like 95% certain this woman was a diehard republican given who she is friends with. And she instantly had the most supportive words for me.
She tells me it doesn't matter to her, because I've always been the same person. She told me I can change my appearance, or my dress, it doesn't change who I am on the inside, and that 's the person she cares about and wants on her team. She told me "You need to be yourself, whoever that may be, and not worry about what anyone else is going to say" I bawled for a solid 20 minutes after that, and they were all happy tears.
She told me to let her know when I am ready and she will arrange a team meeting so I can come out to everyone else there. She has been more supportive than I had expected. The next day she called me and asked, "So does this mean you're a transvestite? Or is there something else I should call you?" She apologized for not knowing everything about it. Later she called to apologize to me, because she told HR that I'm trans, because she needed help because she didn't know what to do in this situation. She's now meeting with me next week to make a plan for how everything is going to go at work going forward. I feel like I actually have a place at work now, because even though I know some people there may not be supportive, I have at least one ally. And that's all I need. Especially since it's the person who controls my employment there.
TLDR: Came out to manager earlier than I anticipated, and she surprised me, and turned out to be an incredibly supportive ally.
submitted by
Captain_hammer_throw to
MtF [link] [comments]
2023.06.03 03:11 MexiFlo How to navigate difficult dynamic with grandparents.
Hey all,
My mother and I have not always had the best relationship. I was in foster care for most my younger years with my brother until I graduated high school. We now have a decent relationship but she was a drug user and has identified mental health disorders stemming from her drug use including bipolar, PTSD, anxiety and depression.
She’s always been jealous, very jealous of my wife when we were dating as she took up all my time. When we got married it didn’t change, my mom still wanted to be #1 and I had to explain that wasn’t happening.
When my wife and I had our first daughter (she’s almost 2 now) my mothers jealousy turned to my MIL. Stating she gets preferential grandparent treatment over my mom. I have always had reservations as I fear my mom relapsed recently. I consciously chose to not allow my mom 1 on 1 time with my daughter and I understand it’s important but I’ve had the mindset to protect my daughter until she can at least talk and tell me if something were to happen.
It came to a head today when my mom blew up at me over this. I told her that I found out through my aunt that she relapsed. My mom told my aunt that I had known and I did not know. Of course my mom began making excuses like it wasn’t a relapse, it was a different drug etc etc. I told her that 4 months ago I asked her point blank if she was clean and she swore she was and that was obviously a lie. She responded with ‘technically you asked if I was clean and I technically was because I used 6 months ago, but again I didn’t relapse I used something else’.
All this to say, it’s very hard navigating this. Most my friends come from non-drug using family households and I just don’t know what to do. I’ve already told my wife I’m not letting our daughter alone neither of us feel safe. What is a good next step? My mom constantly lies and I feel as though I can’t trust her but I also want my daughter to know her grandmother. Anyone been in similar situations? Or what are your thoughts from outside looking in? I think it’s quite obvious that my mom has to earn trust back but I don’t know what that entails and I feel like it shouldn’t be my job to manage how she does that. My job is keeping my daughter safe.
submitted by
MexiFlo to
AskParents [link] [comments]
2023.06.03 03:08 jesse_jrz Tyler Tx 246
| After 30 mins myself and 2 other clients asked the group of managers if someone could at least greet us or get us checked in. This is the response. Scott, the GeekSquad manager never apologized for the wait or even tried to get us checked. This unfortunately is the closest store at an 1hr and a half. The other stores are 2hrs away. The agent at the counter was busy I understand that but there was no reason the ARA could have at least checked us in or greeted us. That's why there is a camera so they can see the clients waiting. In the GeekSquad culture they reserve badge 001 for the clients. Unfortunately this store in Tyler Tx forgot that. submitted by jesse_jrz to GeekSquad [link] [comments] |
2023.06.03 03:04 Drakolf The Hole:
Construction was stalled, due to the Triaxi going on strike.
It wouldn't have been as big an issue if it was for reasonable accommodations- indeed, Gorfahn did everything the Union requested that was perfectly reasonable. he supplied them with more than the minimum required breathing masks, even though those things were built sturdier than FTL-dispersal shielding.
He paid them double the minimum required wage because they were good, efficient workers, and the pay wasn't enough to really be worth them getting it done as quickly as they were able.
He even went as far as going out of his way to buy from their favorite fast food joint for their lunches, and that wasn't even something the Union requested.
He knew more than anything that the best way to keep good workers around was to treat them with respect and give them good incentives to stick around. Which was why the strike baffled him.
They were demanding an increase in wages. It would have been fine if it was a few credits extra, the economy was kind of in the shitter and that would more than make up for inflation- he knew this because he checked with his accountant- a notoriously stingy bastard who cut as close to the corner as he could- and went above his recommendation.
But to be paid quadruple the minimum wage, he was barely making a profit paying them double, giving them a small boost in their pay would have him breaking even- which was something he definitely didn't want to do long-term. Not in this economy.
Gabriel was a damn good accountant, in spite of his miserly ways, he knew how to save an extra credit here and there without compromising Gorfahn's standards. "No way how you slice it, there's no way you can meet their demands without going bankrupt." He said.
Gabriel wasn't remorseless, just ruthless. His business acumen more than made up for Gorfahn's bleeding heart. If it wasn't for him, the company would have never found its footing.
"I just don't understand why they would do this." Gorfahn said morosely, the Udarik's spines rippling along his back. "Even if I had the money, I wouldn't agree to this, and that isn't even going into how they haven't given me a good reason for this."
Gabriel sighed, nodding. The Union hadn't come to either of them about this, and refused to make a statement regarding it. It was in his professional opinion this wasn't a Union-sanctioned strike. "We might have to resort to scabbing." He said.
Gorfahn flinched, he'd had his fair share of going on strike for various reasons, some of them he was ashamed to admit were for less honorable pursuits. He would have understood if this was a spite strike if he was a bad boss.
A small part of him wondered if he was.
"We might." He said softly. "But where are we going to find enough workers to cover the deadline? The Triaxi are fiercely loyal to their own kind, they'd never scab on a strike."
"Putting out a notice might net you a fine." Gabriel pointed out. "And getting the proper paperwork for it would take longer than your deadline. All we need is enough to keep us on track, our client might be willing to ignore a delay."
Gorfahn began to pace, trying to think of a solution, yet when nothing came to mind, he looked at Gabriel balefully. "I don't know what to do." He said.
"I have an idea."
The beach was out of the way, a solid hour's drive away. While the Triaxi were content to maintain their strike, and thus nothing was going to get done regardless, Gorfahn had to maintain that this was the only way to save his business and his reputation from irreparable damage.
He didn't know what Gabriel's plan was, but considering he went out of his way purchase a bucket and change into beach attire, it was certainly going to be something suitably unorthodox.
Especially since Gabriel hated spending money pointlessly.
The beach was busy, people of all species enjoying themselves, the Aquanti lifeguard lounging in their observation tank, a few fellow Udarik playing with a whizzer. Under any other circumstances, Gorfahn would have smiled.
Joy was a treasure to his kind, and its destruction was an indelible sin.
He followed Gabriel halfway to the shoreline, and before he could even ask what the plan was, Gabriel brought out a sturdy telescopic trowel and began shoveling sand into the bucket. Gorfahn stared blankly at his accountant, and knowing that the answer he would get would be redundant- like just 'Digging'- he knelt down and used his sturdy claws to dig.
The Udarik had evolved to tunnel, and sand wasn't good material for this. Compared to Gabriel's trowel, he was only really twice as efficient. Still, they continued to dig, even as the hole continuously filled itself in.
That's when he noticed something. A couple of Humans had approached, observing them.
"Alright, bucket's full, spread it along the beach." Gabriel said, providing no further clarification. Gorfahn nodded, lifted up the heavy bucket with ease, and started pouring it along the beach. When he came back, the two Humans he'd noticed were digging the hole with Gabriel, one had even brought his own bucket with him.
He didn't question what was going on, he simply understood that Gabriel had tapped into some intrinsic Human understanding and had summoned Humans to assist.
"Ayo, big guy, get us some water, yah?" One of the Humans said, pointing at his bucket. Gorfahn complied, setting down Gabriel's bucket, picking up the other one, and walking to the shoreline. Filling the bucket was simple, he just used the tide to fill it with water before bringing it back.
The number of Humans had doubled, as had the total number of buckets. Gorfahn set the bucket down, and the Humans immediately began dipping smaller buckets into it, pouring it into and around the hole- which practically instantly drained empty- and began digging more efficiently.
This begat a system in which Gorfahn would acquire more water while more and more humans were drawn closer and closer. in between trips, he heard Gabriel talking about what was going on with his workers. "So I brought my good buddy, Gorfahn, here to relax a bit while we figure out how to deal with the situation."
The hole widened before it was deepened, large rocks were brought over by other Humans, laid out gently in a pile near the hole, before finding a new home lining the walls of the hole. Some of the Humans had begun digging a channel to the ocean, which when finished caused every flow of the tide to send a small burst of water through the channel and into the hole, which was deep enough to hold water due to being level with the ocean.
The Humans whooped and hollered, jumping around and celebrating the apparent completion of the hole.
That was when the wisdom of Gabriel's plan became apparent.
More than half of the total number of Humans- seventy-eight of them- expressed that they were construction workers, that considering the situation and the fact that they were looking for work, they'd be willing to help Gorfahn finish on time.
Especially since the Triaxi were being dicks.
The next morning, the Humans arrived on time at the right destination, most brought their own tools, the rest made due with the ones Gorfahn provided. And every single one of the Humans shot the observing Triaxi dirty looks.
There was thankfully no altercation, and Gorfahn was more than willing to pay the Humans what the Triaxi would have earned- most tried to talk him down to a lower price, but Gorfahn insisted- and by the time the new building was complete, the commission earned, and the Humans paid, Gorfahn was sitting on a solid profit.
"If you ever need help again, hit us up. And if you need a Human's touch, we'll more than gladly help you, boss." One of the Humans spoke. They all gave him their contact information, and like a tornado were just as quickly gone.
"Now." Gabriel spoke. "We did make significantly less than we would have if the Triaxi had just done their jobs, but we still earned a net profit. I'm not saying we should regularly hire our new friends, maybe a handful per job to keep things flowing-"
"I know." Gorfahn spoke solemnly. He cast a baleful eye at the Triaxi. He approached them, the air was tense as they regarded one another.
"You're firing us, aren't you?" The ringleader of the strike asked.
"I'd be well in my rights to." Gorfahn replied. "Far as I can tell, this wasn't Union sanctioned, you didn't let me get a word in edgewise, and you nearly destroyed my business. Anyone else would tell you to never show your face around them again."
He looked at each worker, each averted their gaze. "I am kind because it is not a weakness." Gorfahn continued. "I paid you double a fair wage, keep more breathing masks in reserve on the off chance that one of you manage to break one, and I went out of my way to get you food you like, on my credit."
He swallowed back a surge of anger. "I will be renegotiating your contract with the Union, your wage will be docked by one fourth until the loss I took is paid in double, and I will be regularly hiring some of those Humans to work alongside you on the job, they will get the full wage I offer. If you don't like this, you're free to quit, I'll terminate your contract with no extra charge. As a courtesy."
He lowered his voice, taking on a tone of threat. "If you pull this kind of squaff again, your contract will be terminated immediately. Is this understood?"
The Triaxi nodded, they had never seen Gorfahn this angry before, some of them were surprised he didn't lash out at them.
"Good." He said. "You are dismissed. Do not disappoint me like this again."
Gorfahn turned around and stalked off, struggling to keep his spines from bristling with anger. He promised himself, no matter what happened, he would never allow his kindness to wane, but he was not going to waste time trying to keep people happy.
He would rather them be joyful for the right reasons.
submitted by
Drakolf to
DrakolfsWritings [link] [comments]
2023.06.03 03:00 04Fedor Firestorm 120: Book the first edition of a new AEW tournament
| Prelude CM Punk returns for the launch of Collision as expected and from the start of Collision to the beginning of this booking he does not interact with MJF or the elite at all. He doesn't even go on dynamite. Instead, he rekindles his feud with Samoa Joe and is still unable to defeat The Samoan Submission Machine. Wednesday November 8th Dynamite On the previous week's dynamite it is hyped that Tony Khan has an absolutely massive statement to make. He announces that there will be a one time only Pay Per View to take place on December 31st called AEW: Endgame. He talks about how MJF is holding the AEW World Championship hostage with his contract running down. He announces a tournament to take place culminating on the winter is coming episode of Dynamite where the winner will challenge MJF at endgame. The segment comes to an end as the bracket is flashed on the screen. Bracket Saturday November 11th Collision To kick off the tournament we see a close match between Samoa Joe and Malakai Black. Most of the match is striking based between the two. However in the end it is Joe that is able to nail a massive muscle buster on Black to put him away. Wednesday November 15th Dynamite It is on dynamite that we see an absolute WAR between Miro and Keith Lee. The two bring out the best in each other and after 12 minutes of pure brutality Lee is unable to life Miro up for the spirit bomb and the Game Over seals his fate. Saturday November 18th Collision In an absolutely massive episode of Collision we see two first round matchups on the same show. The first is Bryan Danielson vs Eddie Kingston. Throughout the match we see Danielson consistently fighting from behind which should get him more of a face reaction as he is being built back up. In a callback to their classic in 2021 we see Danielson once again have Kingston stuck in a triangle choke only for Kingston to pick him up and slam him to the mat. This however is not enough as Danielson eventually comes out on top with 2 running knees in succession to get the three count. Later in the night we see CM Punk take on Andrade el Idolo. In a surprisingly one sided match Punk is able to neutralize the offense of Andrade and he gets the win with a GTS. Wednesday November 22nd Dynamite The first tournament matchup of the night is between Roderick Strong and Adam Page. In a reverse of their first matchup a decade prior, Page is the favorite while Strong is the one who is trying to make a run up the card. This time however, Page will not be denied and he is able to dispatch Strong with a Buckshot lariat to advance. The second matchup of the night is in the main event and it is another chapter of the Moxley/Omega saga(their first matchup since the cage match months ago). This time Omega is the one that comes out on top after he nails Moxley with a One Winged Angel. Saturday November 25th Collision Adam Cole and Pac main event the show and the two go all out. At the end of the match Pac misses the Black Arrow and Cole capitalizes with a german and he finally finishes the match with the Panama Sunrise. Wednesday November 29th Dynamite Here we see a match between Claudio Castagnoli and Darby Allin. A hungry Darby comes out with something to prove in an attempt to get even with MJF. Despite controlling most of the contest he still falls short to the brutal offense that is displayed by Claudio. Updated Bracket Saturday December 2nd Collision To kick off the second round we see a match between Danielson and Miro. This match closes the show and gets 30 minutes. To start the match, Miro unleashes his mighty power, violently shoving Bryan down multiple times, electrifying the crowd with each forceful blow. But Bryan refuses to back down, retaliating with lightning-fast strikes of his own. But when it seems like a comeback is possible, Miro launches a devastating knee strike that sends Bryan hurtling out of the ring. Showing his resilience, Bryan recovers and launches a barrage of thunderous kicks to Miro's body. Miro charges forward, but Bryan expertly counters with a waistlock. However, Miro's sheer strength propels him out of the hold, executing a bone-crushing running shoulder tackle. Bryan refuses to be defeated, sprinting off the ropes and delivering a jaw-dropping clothesline followed by a breathtaking dropkick that sends Miro sprawling out of the ring. Bryan's determination pushes him to the edge as he prepares for a daring suicide dive, but Miro snatches him out of midair. With incredible force, Miro executes a release belly-to-belly suplex on the unforgiving floor. The crowd is in awe as Miro ruthlessly hurls Bryan into the solid steel steps. Miro follows up with not one, but two thunderous suplexes, sending shockwaves through the arena. Miro seizes control, applying a dominating chinlock for what seems like an eternity. With the turnbuckle as his weapon, Miro mercilessly whips Bryan into it, shaking the entire ring. However, Bryan refuses to be defeated, summoning his last reserves of strength to deliver consecutive running dropkicks. Yet, Miro proves his resilience, responding with a brutal Samoan Drop, leaving the crowd on the edge of their seats. Miro showboats to the crowd which gives Bryan an opening. Unleashing a flurry of ferocious kicks to Miro's chest, Bryan momentarily gains the upper hand. But Miro, unbowed, catches him in his grip, only for Bryan to ingeniously counter into a lightning-fast kneebar submission. Miro teeters on the edge of defeat, almost succumbing to Bryan's relentless assault. But Miro is able to summon his inner strength, powering out of the submission and delivering a gutwrench suplex. As the crowd erupts, Miro follows up with a jaw-dropping release German Suplex. In a breathtaking display of athleticism, Bryan counters a second Miro suplex attempt, landing gracefully on his feet and he delivers a roundhouse kick to Miro's head. Bryan relentlessly pummels Miro with a barrage of knee strikes to the head, stomping with unyielding fury. The crowd is on its feet, chanting in sheer admiration as Bryan attempts his signature running knee strike, only to be caught mid-air by Miro, who executes a bone-rattling Powerbomb. Miro, overcome with emotion, points skyward, seemingly communing with his divine power. His fervor reaches its peak as he locks in the fearsome Game Over submission. Bryan, however, refuses to surrender, summoning every ounce of fight in his body to crawl towards the bottom rope. Undeterred, Miro savagely stomps on Bryan's back, determined to enforce his dominance. Once again, he applies the Game Over submission, but Bryan summons his remaining strength, rolling over and trapping Miro in the LeBell Lock, targeting his left arm and head. Miro fights back with a furious onslaught of punches. Bryan refuses to relent, transitioning seamlessly into the same triangle that gave Eddie Kingston problems, delivering thunderous elbows to Miro's head. The intensity reaches a fever pitch, but Miro resorts to desperate measures, using eye-gouging tactics to break free. Undeterred, Bryan retaliates with punishing kicks to Miro's body, but the Bulgarian Brute absorbs the blows and counters with a ruthless kick to Bryan's ribs. The two warriors ascend the turnbuckle, and in a breathtaking display of agility, Bryan executes a heart-stopping DDT off the top rope As the crowd erupts in a frenzy of anticipation, Bryan seizes the moment, poised to deliver the final blow. With a surge of adrenaline coursing through his veins, he unleashes a running knee with unmatched precision, colliding with Miro's skull. The impact is thunderous, and the Bulgarian Brute crumples to the canvas. The referee dives into action, sliding into position to administer the three-count. The entire arena holds its breath as the referee's hand strikes the mat once... twice... and with a deafening roar, the final count echoes throughout the arena. Danielson is overjoyed with his victory and he cuts a promo after the match which redeems him in the eyes of the fans. Wednesday December 6th Dynamite It is here that we see Adam Page and Kenny Omega go to battle once again. All the tension that they tried to put to the side resurfaces. As the deafening cheers of the crowd fill the arena, anticipation hangs heavy in the air. Both men, having shared a tumultuous history, find themselves standing on the precipice of an opportunity that could alter the course of their careers. As the bell tolls, a moment of hesitation lingers between Page and Omega. Their eyes meet, conveying the unspoken bond they once shared, as well as the lingering memories of their past battles. Their admiration for one another tempered by the overwhelming desire to claim victory and secure a shot at MJF. Both of them wanting be AEW's hero. The match begins with a cautious approach, each wrestler studying the other's movements, searching for a weakness to exploit. Page, with his cowboy spirit, displays his trademark agility and strength, executing flawless suplexes and lightning-fast strikes. Omega, the virtuoso of the squared circle, responds with masterful counters and breathtaking high-flying maneuvers, leaving the audience in awe. As the match progresses, the hesitation slowly fades away, replaced by an intense competitive fire that burns within both men. Page's determination to prove himself worthy of the championship opportunity pushes him to new heights, delivering awe-inspiring dives from the top rope and bone-crushing power moves that send shockwaves through the ring. Omega, showing a side of him that we have not seen since Full Gear, demonstrates why he is considered one of the greatest wrestlers of this generation. With his signature V-Triggers and mind-bending submission holds, he takes control of the match, methodically wearing down Page. The crowd's emotions surge as they witness the clash of these titans, torn between their admiration for Page's underdog spirit and their respect for Omega's undeniable skill. In a heart-wrenching moment, Page summons his last ounce of strength, refusing to succumb to defeat. With a surge of adrenaline, he unleashes a flurry of hard-hitting strikes, stunning Omega and igniting a glimmer of hope within the crowd. But Omega, driven by his insatiable thirst for victory, fights back with unyielding ferocity, displaying his arsenal of devastating maneuvers that have made him a force to be reckoned with. As the final moments of the match approach, both competitors are pushed to their physical and emotional limits. The crowd, fully invested in the narrative unfolding before them, erupts with fervor, their cheers echoing throughout the arena. In a moment of sheer brilliance, Omega executes the One-Winged Angel and he pins Page to the canvas for the three-count. The sound of the bell signals Omega's triumph, and the crowd rises to their feet in a mixture of admiration and bittersweet emotions. Page, though defeated, is given a standing ovation for his incredible effort, his heart and determination shining through the loss. Omega, a mix of relief and satisfaction, stands tall as the victor, knowing that he must be the one to dethrone MJF. Sunday December 10th ROH Final Battle Another battle in the storied rivalry between Punk and Joe. Punk and Joe face off on the Collision before the PPV and both Punk cuts a promo about how he NEEDS to defeat Joe and he NEEDS to defeat MJF but Joe cuts him off. Joe mentions that Punk has never beaten him before and at the end of the night it will just be more empty promises from Punk as the two brawl to end the show. The match erupts into a furious display of athleticism and strategy, with Punk unleashing his lightning-fast speed and quick thinking while Joe relies on his unrivaled power. Punk's determination to overcome his past defeats fuels him, igniting a fire within his soul. He throws caution to the wind, unleashing a relentless assault on Joe, leaving no opportunity for his opponent to recover. Punk surprises Joe with an array of unexpected maneuvers. His agility allows him to evade Joe's strikes, while his calculated precision lands devastating blows. The crowd's excitement builds with each near-fall, their cheers echoing throughout the arena. Punk summons the spirit of their past battles. He employs tactics that have troubled Joe in the past, pushing the Samoan Submission Machine to the brink. Every move carries the weight of their shared history, as Punk looks to rewrite his story and emerge victorious. As the match reaches its climax, Punk executes a series of awe-inspiring moves that leave the crowd in a state of awe. The atmosphere crackles with electricity as Punk, determined to defy the odds, delivers a thunderous Go to Sleep to a staggered Joe. The impact reverberates through the arena but the referee is only able to slap the mat twice before Joe kicks out. Joe rises and looks to deny Punk once again as he tosses Punk to the corner. Joe sprints at Punk but Punk is able to move out of the way! Punk lays into Joe with knees and kicks. He turns Joe around and walks to the apron. The collective realization washes across the crowds face as they see what he’s attempting, A PEPSI PLUNGE! Punk nails his finisher and finally is able to keep Samoa Joe down for a three count. The crowd erupts in a frenzy of jubilation as Punk emerges triumphant, his long-awaited victory finally secured. The moment is an emotional culmination of his journey, a testament to his unwavering resolve and refusal to be defeated. The arena reverberates with the deafening cheers of fans who have witnessed history unfold before their very eyes. Punk stands tall, his body battered and bruised, but a victorious smile etched upon his face. The segment ends with Punk calling out MJF and telling him that he’s coming for that title. Wednesday December 13th Dynamite It is on this dynamite that we see the first ever singles matchup between Adam Cole and Claudio Castagnoli. Right from the opening bell, the action explodes with a flurry of technical mastery and high-flying maneuvers. Castagnoli utilizes his power to dominate the early moments of the match, delivering thunderous European uppercuts and a gutwrench suplex that shakes the ring. The crowd erupts in awe as Cole, manages to counter with a lightning-quick enzuigiri, staggering Castagnoli. As the match intensifies, Cole unleashes a barrage of strikes, hoping to keep Castagnoli on the defensive. He connects with a devastating superkick that sends Castagnoli crashing to the mat, but to everyone's surprise, Castagnoli kicks out at the last possible moment, igniting a wave of disbelief and excitement among the audience. Undeterred, Cole seizes the moment, scaling the turnbuckle to deliver the Panama Sunrise. He nails the finish cleanly but CASTAGNOLI KICKS OUT WITH MILLISECONDS TO GO!! Castagnoli, fueled by the roar of the crowd, rises to his feet, delivering a series of blistering uppercuts that leave Cole reeling. The momentum shifts as Castagnoli launches himself off the ropes, executing a jaw-dropping Big Swing, twirling Cole around with incredible speed. The audience is in a frenzy as Castagnoli transitions seamlessly into the sharpshooter, applying immense pressure on Cole's legs. With the crowd on the edge of their seats, Cole fights tooth and nail, refusing to submit. He summons every ounce of his fighting spirit, clawing his way to the ropes to force a break! Claudio realizes that he must go deep into his bag and he slams Cole to the ground with a brutal powerbomb. Castagnoli then scales the turnbuckle, ascending to the top rope. With precision and grace, he launches himself into the air, executing an awe-inspiring MOONSAULT that connects perfectly with Cole's prone body. The impact is earth-shattering, and the referee's hand slams the mat for the three-count. Updated Bracket Saturday December 16th Collision Before the main event match between CM Punk and Bryan Danielson we get a hype package. Both men are in backstage interviews and they talk about their history with MJF and each other. The anticipation is palpable as the bell rings, signaling the start of this epic semifinal clash. Punk wastes no time, immediately targeting Bryan's leg with a vicious assault. He locks Bryan in a devastating leg lock submission, applying immense pressure. The crowd erupts in awe as Bryan summons every ounce of strength to fight his way out of the hold, showcasing his incredible resilience. With both competitors already showing signs of fatigue due to the unforgiving schedule, Bryan launches a flurry of lightning-fast kicks, trying to gain the upper hand. However, Punk's determination shines through as he mounts a relentless comeback. He stomps on the back of Bryan, unleashing a surge of aggression, while the announcers amplify the intensity of the moment. Punk unleashes a thunderous kneebreaker, exploiting Bryan's vulnerable state. Seizing the opportunity, he hurls Bryan over the top rope, crashing onto the unforgiving floor. Sensing victory within his grasp, Punk continues his assault, ramming Bryan into the security wall, leaving a lasting impression. As both competitors make their way back into the ring, Bryan refuses to stay down. He unleashes a missile dropkick and the near fall electrifies the arena, with the fans on the edge of their seats. Recognizing Punk's vulnerable state, Bryan seizes the moment, applying an excruciating abdominal stretch. The commentators emphasize the effects of the grueling tournament on both men, as they continue to push their limits. The crowd rallies behind Punk, acknowledging his resilience despite his sore ribs and back from previous encounters Punk summons his inner strength, fighting back with a tenacious figure four leglock. Bryan, known for his ability to escape holds, struggles to break free and refuses to relent, inflicting punishment on Bryan's already battered body. Bryan reaches the ropes to the delight of the roaring crowd. The battle reaches its crescendo as both men unleash a flurry of strikes and near falls. The dueling chants echo throughout the arena, showcasing the crowd's appreciation for the remarkable athleticism and heart on display. Each passing minute intensifies the struggle, with fatigue threatening to overcome them. In a pivotal moment, Bryan attempts a superplex, aiming to put an end to Punk's run. Punk is able to shove Bryan off the ropes but BRYAN PULLS PUNK DOWN WITH HIM!! The energy in the arena reaches a fever pitch as Punk and Bryan engage in a slugfest, refusing to back down. Punk's determination shines through as he delivers a devastating running knee to the corner. Bryan's valiant efforts fall short, allowing Punk to counter his bulldog attempt. Summoning every ounce of energy, Punk unleashes a barrage of offense, showcasing his unmatched skills. In a heart-stopping moment, Punk delivers a GTS that connects squarely with Bryan. The crowd explodes as Punk goes for the cover, securing the victory. Wednesday December 20th Dynamite In the highly anticipated semifinal clash between Kenny Omega and Claudio Castagnoli, the stakes are sky-high. Both men step into the ring, their bodies weary from the demanding tournament. The atmosphere crackles with anticipation as the bell rings, signaling the start of this electrifying encounter. Omega and Castagnoli waste no time engaging in a technical display of skill and power. Omega, known for his agility and speed, unleashes a barrage of lightning-fast strikes, forcing Castagnoli on the defensive. Castagnoli, a powerhouse in his own right, counters with raw strength, overpowering Omega and leaving the crowd in awe. As the match progresses, the weariness from the tournament becomes apparent. The intensity rises as both competitors dig deep, showcasing their unwavering determination to secure a spot in the finals. Omega, a master of mind games, strategically targets Castagnoli's weaknesses, seeking to exploit any opening. The action reaches a fever pitch as Omega and Castagnoli exchange high-impact maneuvers and near falls. The crowd hangs on every moment, torn between their admiration for Omega's innovative offense and Castagnoli's awe-inspiring power. Each move brings them closer to the edge of their seats. Sensing the end drawing near, Omega unleashes a sudden burst of energy. He hits Castagnoli with a flurry of devastating strikes, leaving his opponent reeling. Omega pauses for a second and then seemingly makes up his mind. GTS!!! Omega nails Claudio with a GTS and picks up the limp Claudio then hits a One Winged Angel! The referee's hand slaps the mat for the three-count, solidifying Omega's victory. The arena pulsates with energy as Omega revels in his triumph, setting the stage for an epic clash between him and Punk in the finals. Saturday December 23rd Collision Kenny Omega makes his first ever Collision appearance in this episode. As the night ends we see an intense face-to-face confrontation between Omega and Punk. The arena crackles with anticipation as they lock eyes, their gazes piercing through the tension in the air. The crowd erupts into thunderous cheers, fully aware of the significance of this moment. Omega, the self-proclaimed "Best Bout Machine," exudes confidence. Punk, the embodiment of rebellion and defiance, stands tall, fueled by the fire that has fueled his career. The atmosphere is electric as the cameras capture every second of this historic encounter. Microphone in hand, Omega unleashes a torrent of verbal jabs, taunting Punk about taking his ball and leaving and questioning his ability to defeat him. Punk, known for his sharp wit and unyielding determination, remains composed, absorbing Omega's words and plotting his own retort. With the tension reaching its peak, Punk finally responds, his voice filled with conviction. He says that ever since he came to AEW all he’s wanted to do was beat Kenny Omega's ass. He acknowledges Omega's prowess but reminds him of their unfinished business. The crowd hangs on Punk's every word, knowing that the battle between these two warriors will be one for the ages. The segment concludes with a heated staredown, the air thick with animosity. The anticipation for their clash at Winter is Coming reaches fever pitch as fans eagerly await the culmination of this bitter rivalry. December 27th AEW Winter is Coming The bell rings, and the match ignites into an explosive start. Punk and Omega waste no time in unleashing a flurry of high-impact maneuvers, showcasing their athleticism and technical prowess. The crowd is on the edge of their seats, witnessing a masterclass in professional wrestling. The pace of the match is relentless, with both competitors pushing their bodies to the limit. Punk and Omega engage in a series of near falls, each count sending shockwaves through the arena. The crowd is completely invested, their cheers and gasps echoing throughout the venue. Omega, fueled by his determination to prove himself as the best, pulls out all the stops. He unleashes a breathtaking display of aerial maneuvers, leaving the crowd in awe. Springboard moonsaults, top-rope dives, and lightning-fast strikes become the norm as Omega showcases his full repertoire. The audience is swept up in a wave of excitement, unable to tear their eyes away from the captivating action unfolding before them. Punk, refusing to back down, counters Omega's onslaught with a ferocity of his own. He employs his technical expertise and hard-hitting strikes, creating moments of high drama and intense back-and-forth exchanges. The crowd is in a frenzy, their cheers echoing through the rafters, as they witness the clash of these two wrestling legends. The match extends well beyond its expected duration, reaching an unprecedented length that exceeds all expectations. The endurance and determination of both Punk and Omega are put to the test as they dig deep into their reserves, summoning every ounce of strength and willpower. In a jaw-dropping moment, Omega executes a mind-boggling sequence of maneuvers, leaving the crowd in stunned silence. His innovative offense leaves Punk struggling to keep up, showcasing Omega's undeniable talent and skill. The crowd erupts in thunderous applause, recognizing the brilliance of Omega's performance. As the match enters its climactic final moments, the tension in the arena becomes almost unbearable. The crowd is on the edge of their seats, holding their breath with every near fall and near miss. The atmosphere is charged with emotion, as fans are torn between their support for Punk and their admiration for Omega's resilience. In the end, Omega unleashes the One-Winged Angel, catching Punk off guard. The arena explodes with an eruption of cheers, as Omega secures the hard-fought victory. Final Bracket Epilogue You could go either way with who wins at endgame. I would probably lean towards it going to Omega but there could be a great story with the whole MJF contract business. submitted by 04Fedor to FantasyBookingElite [link] [comments] |
2023.06.03 02:59 Vetswithoutborders New job alert! Veterinarians Without Borders is looking for a Northern Canada Clinic Officer - remote work opportunity
Hello vet community!
Veterinarians Without Borders is hiring for a Northern Canada Clinic Officer role. Check it out!
Apply here:
https://www.vetswithoutborders.ca/site/careers Position: Northern Canada Clinic Officer, Northern Canada
Location: Remote office with 35% travel
Reports to: Northern Canada Program Manager
Veterinarians without Borders/ Vétérinaires sans Frontières – Canada (VWB) is a charitable, humanitarian organization whose mission is to work for, and with, those in need to foster the health of animals, people, and the environments that sustain us. More information about the organization can be found at
www.vetswithoutborders.ca.
The Northern Canada program team is seeking a registered veterinary technologist to help this new and rapidly growing program continue its successful trajectory in creating sustainable community-led access to animal health and care in the Northwest Territories and Nunavut. This role will support the management and setup of animal health clinics within our partner communities. Ensuring quality standards for patients and valuable experiences for our volunteers. In addition, this role will be a key focal point in developing community relationships enabling VWB to further develop a sustainable health care model.
POSITION SUMMARY
• Works and contributes within the team to the northern Canada program strategy and related projects
• Travel to VWB Northern Canada temporary clinics as part of the northern Canada team
• In coordination with the Volunteer Program Manager, lead the Northern Canada volunteer program, including the recruiting, onboarding, and evaluating of volunteers for temporary clinic delivery
• Support temporary clinic organization and delivery, including inventory management • Lead trip planning and policy/protocol development for temporary clinics.
• Provide on-site clinic logistical support with organization, administration and community engagement
• Assist in funding requests, budget preparation and expense management activities for the clinics
• Represent the organization and program in external meetings, workshops, conferences etc.
• Work with community members and stakeholders to ensure successful clinic and ongoing partnership year-round
• Develop communication and outreach materials for identified needs
Skills and Experience
• Veterinary technologist diploma with ideally 2+ years' experience in different clinic settings
• Demonstrated skills in program planning and community outreach
• Excellent written and verbal communications in English
• A self-starter with strong organizational skills. ability to multi-task, and meet deadlines
• Proven ability to draft policies and procedures in a clinic setting
• Experience in recruiting and leading a team of volunteers
• Exceptional relationship-building skills, intercultural sensitivity and effective interpersonal skills.
• Demonstrated ability to problem solve and respond to changing situations in a flexible, effective manner • Knowledge of and enthusiasm for increasing services for remote communities without access to veterinary care
• Resourceful team player who can also be very effective independently.
• Detail-orientated with the ability to manage multiple projects at a time It is an asset if you have: • Experience working with remote or Indigenous communities
• Familiarity with the One Health concept
APPLICATION
Please send your CV and cover letter to
[email protected] by June 18th , however applications will be reviewed on an ongoing basis.
Salary scale: $55,000-$65,000
Veterinarians Without Borders/Vétérinaires sans Frontières is an equal opportunity employer and values the diversity of our team. We are committed to inclusive and equitable employment practices and strive to create a workplace that supports diversity, equity, and inclusion. VWB/VSF Canada welcomes applications from all qualified candidates, including members of racialized groups, Indigenous peoples, women, persons with disabilities, and persons of any sexual orientation or gender identity.
submitted by
Vetswithoutborders to
VetTech [link] [comments]
2023.06.03 02:36 CarnaSnow Language Laws in Quebec & the “Language Police”
When have they
not created controversy?
The language debate has been going on for centuries, and yet, it still manages to garner a lot of attention even today. Whether the attention is positive (rarely) or negative (mostly), it’s there, and I think we need to slow down a little and look at everything we’ve got before giving an opinion.
Many of the complaints are about the fact that anglophones are being refused certain rights or are outright being discriminated against when it comes to receiving provincial services in Quebec. I can’t speak about
individuals (because we all know there are some assholes out there, no matter who we’re speaking about), but I can explain the law. And that’s what this post is going to be about.
This series of posts will contain:
- An explanation of the language law (Bill 101 and its recent update, Bill 96), as well as what it means for anglophones, allophones and francophones. (this post)
- An explanation of the OQLF (Office Quebecois de la langue française) as well as what it can do and cannot do. (this post)
- A review of the different language laws of the past (ever wondered what Law 17 was about? Or about what happened in Manitoba during its creation, and after? And what about those laws that Prince Edward Island passed, but of which we don’t have any physical evidence?) - A little look at Quebec’s position in the past (not a history lesson of course, but I think it can help people understand the province’s position today) - A link to the different resources I used, if you’d like to read them yourself (a warning however: many will be in French. You can always use Google translate, but please be aware that it may not convey the original meaning) Moreover, a disclaimer: I am NOT a lawyer or a political analyst, or anything; I’m merely a random person who decided to do some research. I do think my research is accurate, although it is most likely not complete and superficial. I wish I could dig deeper and give you all an amazing analysis, but that’s simply impossible with my current skills. However, I do hope you learn more from this, just like I did, and that it pushes you to investigate further! Don’t hesitate to comment and ask questions, though I can’t guarantee I’ll be able to answer them all.
I’d like to add that this text is greatly influenced by Wikipédia, so I won’t claim to be the only author of it. However, any translations are my own. In relations to that, please forgive any mistakes that may appear in this text; English isn’t my first language, and though I do claim to be bilingual and to have a general great understanding of the language, I do sometimes forget certain terms, unfortunately.
With that said, let’s jump in!
The controversial Bill 101 and the even-more controversial Bill 96
The first ‘ancestor’ of Bill 101 is Bill 63 which was passed at the of the 1960s in an attempt to solve a conflict opposing French Canadians and Italian immigrants in St-Leonard, or at least, that’s where it started; the conflict then became a provincial-wide issue, and the government was pressured to react to it. While it was supposed to promote the use French, it mostly let allophones have access to English schools, which, considering the time…they took advantage of. Can’t blame them, but it did kind of ruin the purpose of the law.
In the 1970s, the Union nationale (who had passed the law) lost to the Liberals of Robert Bourassa, who then decided to attempt to create a new law in 1974: Bill 22 (again, ‘ancestor’ of Bill 101). They somehow managed to make everyone angry. People who supported the use of only French were mad that English could still be used at work without any limits, and people who supported the right to choose were mad that children needed to pass an English knowledge test before being able to be admitted in an English school. It did, however, make French the official language in the province. But the Liberals were hit hard and lost the elections in 1976.
The winners of the election of 1976 were the Parti Quebecois, the creators of Bill 101. The law is passed in 1977, and while a majority of francophones are happy (an approval rate of 80,6%), anglophones are not. That’s because, by making French the reference language in Quebec, English loses its status of sometimes-dominating language in some neighborhoods, and messes with the linguistic balance (mostly in Montreal). Thus, we have the exodus of anglophones; around 83 000 anglophones choose to leave the province during the mandate of the Parti Quebecois. Many left due to fear and frustration, although it’s worth noting that that’s the sort of speech many anglophone newspapers used at the time.
But was the law really
that bad? Did it justify so many people being scared and leaving? Well, we have to look a bit more at Bill 101 to understand. Let’s look at it title by title:
Title 1: Has 9 chapters that say that French is the official language of legislation, justice, administration, parapublic organisms, work, trade & affairs and finally, teaching.
Title 2: Defines 5 fundamentals rights that all Quebecers have, namely.
- Everyone has a right to receive communication in French from all governmental branches, professional orders, employees associations and enterprises established in Québec.
- Everyone has a right to speak in French during deliberative assemblies.
- Everyone has a right to work in French.
- Everyone has a right to be served in French and to be informed in French.
- Everyone admissible to studying in Quebec has a right to receive their education in French.
Title 3: About the linguistic officialization, toponomy and francization of civil administration and enterprises
Title 4: It establishes the Conseil supérieur de la langue française.
Title 5 & 6: Defines the provisions and penal sanctions, as well as various transitional provisions.
Now that we’ve established the different titles, let’s take a look at the different provisions:
Langue de la législation et de la justice (Language of legislation and justice) :
Bills and regulations within the National Assembly, the tribunals and the Quebecois judicial system need to be printed, adopted, and sanctioned in BOTH FRENCH AND ENGLISH. Both versions have the same judicial value. State regulations need to be in both languages, but those from municipalities and school service centers don’t necessarily have to be.
Moreover, in a judicial context, it is a person’s right to express themselves in either French or English, orally or on paper.
Langue de l’administration (Language of the administration): The government, the ministries and other organisms of public administration need to be designated by the French denomination, and their publications, communications, contracts and display also need to be in French. Moreover, administration employees need to have an appropriate knowledge of French.
Langue des organismes parapublics (Language of parapublic organisms) : Enterprises of public utility, professional orders and their members need to offer their services and the texts destined to the public in French. They must also freely provide a translation of texts that concern them. Communications with the State, moral people and their members is also in French unless there’s an exception. If you want to be a member of a professional order, you must have an appropriate understanding of French.
Langue du travail (Language of work) : French is the usual and normal language of work. Employers and unions need to communicate with the employees in French and write their collective conventions in French. Promotions and work offers must also be written in French. An employee cannot be penalized because they don’t have sufficient understanding of a language other than French or require the knowledge of a language other than French to get a job (unless, of course, knowledge of this language is necessary for the job).
Langue du commerce et des affaires (Language of trade and affairs) : French is mandatory for; containers of a product, wrappings, documents, inscriptions, catalogues, brochures, leaflets, commercial directories, softwares, games, toys, adhesion contracts, contracts and documents attached to them, job application forms, purchase orders, bills, receipts, public displays, commercial publicity and names of businesses (for the last 3, there are some exceptions; for example, certain businesses that have already registered their name with the Canadian government don’t have to add French to their name. Some still choose to).
Langue de l’enseignement maternel, primaire et secondaire (Language of maternal, primary and secondary education) : French is the language of all three of those. However, children who have at least one Canadian parent who received most of their schooling (primary or secondary) in English in Canada can have access to English schools (Canada clause). For higher education, cegeps and universities need to have a usage and quality policy on the French language.
Various provisions: French and another language can be used side by side if a certain law doesn’t require the exclusive use of French. This affects the redaction of texts or documents, where French can be used with either one or multiple languages. However, French needs to be at least as EQUALLY visible as the other language(s).
Linguistic officialization: Ministries and organisms related to the public administration can create committees to evaluate shortcomings when it comes to the use of certain terms. They can suggest the use of more appropriate terms or expressions, who then need to be suggested or normalized by the OQLF. Once that last part is done, those terms/expressions then become mandatory in the public administration.
(Skipping toponymy because this is getting long, but there’s basically a Commission that takes care of all the names of places and the Charter defines their competencies)
(Same for the francization of the administration and enterprises)
Conseil supérieur de la langue française (Superior Council of the French Language) : The Charter defines their role and their composition. Their role is to advise the minister responsible for the French Language (it’s currently Jean-Francois Roberge, the previous minister of Education).
For sanctions, to quickly go over it: 600$ to 6000$ for physical people and between 1500$ and 20 000$ for moral people (double if they do it again).
And we’re done with the most technical part of this post! We still haven’t gone over Bill 96, but believe me, it’ll be way shorter than that. But we’re still not done with Bill 101, so let’s keep going.
Anglophone and Indigenous minorities have, of course, certain rights that are recognized by the Constitution. Therefore, those rights must be respected and that’s what the Charter does.
For example: - When laws are published in both French and English, both versions are equally valid.
- People can speak to the tribunal in English.
- Judgements can be made available in either French or English, if someone asks for a translation (depends on if the judgment was first released in French or English)
- The law doesn’t apply to Indigenous reserves, but to the local Indigenous language outside of it. That means that outside of the reserve, local Indigenous languages are submitted to the legislation, same as English or any language other than French.
Of course, ever since its adoption, the law was the subject of many controversies and invalidations by the Supreme Court of Canada. Therefore, the Quebec government was forced to change the law accordingly. Other times, the provincial government chose to change without being forced to (like with Bill 96). To go over them quickly:
Law 178: Superior Court of Quebec invalidates dispositions that mandates French as the sole language that can be used on displays. The decision is confirmed in 1988 by the Superior Court of Canada. Robert Bourassa (Quebec Liberal Party) is therefore forced to act and chooses to change the law so that French is still mandatory outside, but can be used alongside other languages inside, as long as it is predominant. He uses the derogation clause. Nobody is happy once again, for completely different reasons, and 3 ministers decide to resign a few days later.
Invalidation of article 73: Now, children from anywhere in Canada can now have access to English schools (before, it was only if their education had been mostly in English in Quebec). The Constitution of 1982 now made it a right for any Canadian to receive education in the minority language of the province. The requirements of the Charter still apply, but now, to a Canada-wide scale. That right is then added to the Charter with Law 86.
Law 86: Without being forced to, the government passes a law that ends the mandatory use of only French in commercial displays. Bilingual displays are authorized if French is visibly dominant. The law also makes sure that judicial services are offered in both French and English, which wasn’t the case before.
-
Why it wasn’t the case: When the law was first adopted, it made it so that bills tabled at the National Assembly had to be written in French and trials had to be conducted in French, unless both parties agreed for it to be done in English. Camille Laurin (the father of the law), and the council of ministers knew that those provisions would go against the Constitution (the British North America Act), but that they wanted t o protest against the fact that only Quebec had to provide those services in both languages, as all the other provinces in English Canada were exempted (therefore, only English was fine, no French version was mandatory). The Supreme Court invalidated these articles, and thus, the law was changed.
The next important change is with Bill 96, but before we get to that, we`ve just got a few parts parts left.
Other Countries Did you know? Other countries were inspired by Quebec’s language policy:
The Baltic countries; to protect their respective languages against Russian. Some complained about a one-way bilingualism, in which, for example, Lithuanians learnt Russian and Lithuanian, but Russians only learnt Russian because there wasn’t a need for them to learn Lithuanian. Mart Rannut, vice-doyen of research at the department of psychology at Tallinn University, in Estonia, has even said (about Bill 101), that it has << touched 1/6 of the planet >>.
Catalonia: The legislation in Quebec had a big impact during the sociopolitical debate about the protection of Catalan against castellan in Spain. Catalan was made mandatory in public function because of a law inspired by Law 101.
China: The country was inspired by the law when they wrote one of their decisions, whose goal was to promote standard mandarin.
Israel: English is perceived as a threat against Hebrew, although for now, the Quebec law has only influenced linguists and a few politicians.
Wales: Law 101 had a big impact in Wales too, but unfortunately, couldn’t be implemented the same way it was in Baltic countries, as Gaelic speakers are a minority in the UK. Colin H. Williams, a professor and researcher at the Gaelic department at Cardiff University, said that many lessons can be learnt from Quebec’s experience.
Porto Rico: A law adopted in 1991 made Spanish the only official language of this place. It was inspired by Law 101. It was repealed in 1993.
Did you expect China to be there? Me neither honestly. According to the same Tallinn researcher, many Soviet countries were inspired by Quebec’s law. However, I haven’t done much research about this, so I won’t go deeper into this (although it’s very interesting to learn about).
Before going further, I’d like to explain the role of an organization that is often mentioned in the media. The so-called ‘language police’, whose role I’ll explain. I’ll also talk about some of the limits they have, as well as a particular incident that many people keep bringing up.
The OQLF (Office québécois de la langue française) : The OQLF was created in 1961, although it didn’t have as many responsibilities as it does now. Those were expanded in 1977, with the adoption of the Charter of the French language. Because, yes; the OQLF was there way before Law 101.
The organization has many responsibilities, including:
- Making sure the Charter of the French language is respected.
- Keeping an eye on the evolution of French in Quebec and giving a rapport to the minister at least every 5 years.
- Making sure that French is the language used at work, during communications, for trade and affairs. Taking the measures they deem necessary to make sure French is promoted.
- Must help define and elaborate francization programs as is foreseen in the law.
- Can assist and inform compagnies, organisms, and more about better words/terms they can use to make sure they stay up to date with the development of French in Québec.
- Can receive observations and suggestions about what could be done better to develop French and apply the law. Those can then be taken to the minster.
- Must establish the necessary research programs to the application of the law. Can conduct studies they deem necessary for those programs.
- Can conclude agreements and participate in projects with any person or organism.
- Can conclude agreements with a different government than the one in Québec, one of its ministries, and international organization or an organism that is linked to that government. That is possible as long as it follows the law in place in Québec.
While the OQLF’s more ‘active’ role is often the most highlighted, it’s far from the only one they have. And they don’t spend all of their time treating complaints either; finding more appropriate French words, following the evolution of French in the province, assisting compagnies and answering their questions and cooperating with different organizations is what they do the most often.
But since receiving, treating, and acting upon complaints is what they’re most known for, let’s address that.
Most years, the OQLF receives a few thousand complaints. Those complaints are sent by Quebecers who feel like their right to be served in French in Québec is affected. However, the OQLF doesn’t act upon all of these, and even then, most of the complaints they act upon are solved rather quickly. Most don’t make the news.
Many complaints are ignored and considered to be invalid. Others were already solved by the time the OQLF could intervene. Sometimes, the products were immediately taken off the shelf. Finally, sometimes, the complaints were made too late, and could not be treated.
For the fines, those don’t happen too often. For example, in 2006, they were only 127 fines that were given, between 250$ and 5000$.
All in all, there’s not really much ‘police’ in that. And that’s mostly the reality.
Some incidents did get out of hands of course (like the famous Pastagate incident, for which the OQLF admitted having been ‘overzealous’ and for which the head of the organization at the time, Louise Marchand, resigned), but it’s really not common. For most cases in which the complaint was appropriate, compagnies or people simply correct the mistake.
Now, for the part many were probably waiting for, the very, very controversial bill adopted in 2021…
Bill 96
I’m sure everyone (or at least, those who follow the news) remember the multiple debates that happened (and are still happening) about this law adopted around 2 years ago. Articles were written, protests were organized, Indigenous people weren’t happy; it was messy. Some misinformation was even spread around, like the idea that anglophones wouldn’t be able to receive medical services in English anymore (which, to be clear, isn’t true).
What is the truth? What are the lies? What should you be angry at? All the answers you might be seeking are here.
A mini disclaimer before we start this section: I am merely human, and therefore, have an opinion on this subject which I’ve researched as much as I could. Of course, I’ll give you all the facts so that you can then make a decision yourself, but there are some things I personally disagree with (or agree with) that might be more obvious than others. Anyway, let’s start.
What did Bill 96 include? When it was first introduced, the bill provided for the creation of a French language commissioner (whose designation would have to be approved by 2/3 of the National Assembly) as well as for the creation of a ministry of the French language.
It amended the Charter to change and include certain things:
- Laws can still be adopted in both languages, but when there is a misunderstanding between both versions, the French version will prevail.
- All judgements given in English will have to be translated in French.
- The knowledge of a language other than French cannot be required during the nomination of a provincial judge, unless the justice minister deems it necessary.
- Regulations don’t have to be written in English anymore, because the requirement of bilingualism (of the British North America Act of 1897) didn’t include regulations.
- For schools, English cegeps now have a limit, and can only accept 17,5% of the entire Québécois student population. Non-anglophones students will also have to complete the French exam (mandatory in French cegeps) to receive their diplomas. The student quota doesn’t apply to universities.
- Enterprises that have between 25 and 49 employees will need to obtain a francization certificate, just like enterprises with more than 50 employees. Law 101 will also apply to federal enterprises.
- Bilingual municipalities have their bilingual status removed if their population isn’t mostly anglophone anymore. However, they can ask to maintain that status with a resolution. As of today, all 48 municipalities concerned with this part of the law have adopted such a resolution to keep their status.
- Civil status documents obtained in English in a different Canadian province must be translated. Before, only documents written in a language other than French and English were concerned (so, mostly documents from other countries)
- The preliminary of the Quebec Civil Code is modified to say that it is now interpreted in harmony with the Charter of the French language, and not only with the Quebec Charter of Human Rights and Freedoms.
- Modifies the Profession Code to say that an inability to maintain an appropriate knowledge of French constitutes a derogatory act to the dignity of someone’s profession.
- Modifies the Constitution of 1867 to add the recognition of the Québécois nation and French as its sole official language. Uses the derogatory clause.
- Makes it so that after 6 months, an immigrant will have to communicate with the government in French.
- Gives the power to inspectors in charge of the application of the law to penetrate, at any reasonable hour, in any place aside from a house, where an activity concerned by the law is happening.
Those are most of the changes included in Bill 96. However, the law still has some limits. For example:
- Article 133 of the Constitution of 1867 (concerning the bilingualism of Quebec and the Canadian parliament) cannot be modified without the authorization of the Canadian parliament. Therefore, the part that was added (French is the sole official language of Quebec), is technically not valid. However, I don’t think the federal government intervened as of now (or plans to), so it’s there.
- For article 530 of the criminal code, the protected right to be heard in common law doesn’t actually say that the judge must speak English or even just understand it (the stoppage
Société des Acadien c. Association of Parents). However, later, with a different stoppage (R. c. Beaulac), it was declared that the tribunals have to be institutionally bilingual to make sure both official languages can be used. Since criminal law is under federal jurisdiction, Quebec’s attempt to create a unilingual judicial system could meet some obstacles.
However, the use of the derogatory clause by the province complicates things.
- It is still a right to receive medical services in English. While Quebec could have attempted to eliminate that right, it didn’t. Same goes for 9-1-1 (fun fact: only Quebec and New-Brunswick are forced to give 9-1-1 services in the minority language of their province. None of the others do), even though Indigenous people and anglophones were worried about that.
Bill 96 certainly goes further than the previous version of Bill 101 did, and that has many people worried. I myself don’t completely agree with some of the changes here. But let’s not fall into misinformation, because that helps absolutely no one. Fear and panic are also emotions we should avoid acting upon, no matter if we agree or disagree with the law. And please, no Nazi comparisons; they did much, much worse and I think it’s clear to all (or at least, I hope it is) that the Quebec government is absolutely not on the verge of committing a mass genocide. Accusations like that will only make people go on the defensive and are an obstacle to dialogue. We’ll get nowhere, still be mad and frustrated, and continue the cycle for even longer.
It may sometimes look like this debate will never end, like francophones and anglophones are destined to forever disagree when it comes to language, but in the end, nothing is eternal. I’m sure we’ll get somewhere one day, even if that day is years away.
Anyway, that’ll be it for part 1! Stay tuned for part 2, where we’ll take a look at the different language laws that were once in place in other provinces: Ontario, Manitoba, British-Columbia, even the territories had some! I’ll also do my best to write about the current language laws in the other provinces and compare the situation of Franco-Albertans and Fransaskois (for example) with the situation of anglophones in Québec.
Sources: - Wikipédia (
https://fr.wikipedia.org/wiki/Charte_de_la_langue_fran%C3%A7aise) for most of my information (the site is well-organized and I mostly followed their organization)
- OQLF website (
https://www.oqlf.gouv.qc.ca/charte/changementslegislatifs/?gclid=CjwKCAjwrpOiBhBVEiwA_473dKae6mSlJbQPGLgRox_ACQLIs3VDA263wB5RiIMCgE4ubyVlAUOTchoCnZUQAvD_BwE) mostly concerns labour laws
- The Canadian Encyclopedia (
https://www.thecanadianencyclopedia.ca/farticle/loi-101) bit of history and legal obstacles
submitted by
CarnaSnow to
Bridgingthesolitudes [link] [comments]
2023.06.03 02:17 lamboisthedrive Hidden 💎 Time Technoplast
Promoter added recently
submitted by
lamboisthedrive to
IndianStockMarket [link] [comments]
2023.06.03 01:56 Dismal-Jellyfish ‘Shadow Banks’ Account for Half of the World’s Assets—and Pose Growing Risks: 'no one seems to have a firm handle on the risks that nonbank financial entities could pose if numerous trades and investments sour.'
| Source: https://www.marketwatch.com/articles/shadow-banks-account-for-half-of-the-worlds-assetsand-pose-growing-risks-8f4b5961 The sudden failure this year of three sizable American banks demonstrated one way in which the financial system can “break” as the Federal Reserve and other central banks press a campaign to normalize interest rates. There could be others. Risk-minded regulators, policy makers, and investors are eyeing the huge but nebulous world of largely unregulated nonbank financial intermediaries, known colloquially as shadow banks, as a potential locus of future problems. It includes sovereign-wealth funds, insurers, pension funds, hedge funds, financial-technology firms, financial clearing houses, mutual funds, and fast-growing entities such as money-market funds and private credit funds. https://preview.redd.it/cgymd43tvo3b1.png?width=1050&format=png&auto=webp&s=bcacf11db745f213831425f72b9c0030210d287f The nonbank financial system now controls $239 trillion, or almost half of the world’s financial assets, according to the Financial Stability Board. That’s up from 42% in 2008, and has doubled since the 2008-09 financial crisis. Postcrisis regulations helped shore up the nation’s biggest banks, but the restrictions that were imposed, coupled with years of ultralow interest rates, fueled the explosive growth of nonbank finance. https://preview.redd.it/47cnlnpewo3b1.png?width=1030&format=png&auto=webp&s=8fc71b7cf09f7ba1523db038e13efd6354640deb To be sure, these financial intermediaries play an important role in the economy, lending to many businesses too small or indebted to tap institutional markets. Moreover, while talk is rife on Wall Street about problems brewing in shadow banking, few have surfaced since the Fed began tightening monetary policy in the first quarter of 2022. To the contrary, disruptions caused by rising interest rates have been most evident so far in the regulated banking sector. And any turmoil in the nonbank arena could prove relatively benign, especially if the economy avoids a severe recession. Yet, no one seems to have a firm handle on the risks that nonbank financial entities could pose if numerous trades and investments sour. Nor is there a detailed understanding of the connections among nonbank entities, or their links to the regulated banking system. To date, this system hasn’t been tested, at this scale, for a wave of credit losses and defaults that could stem from higher rates and a weakening economy. History suggests caution: Shadow banking was at the epicenter of the financial crisis, as nontraditional financial institutions turned subprime mortgages into complex securities sold to banks and investors, often using high levels of leverage. As homeowners defaulted, these products lost value, and the damage cascaded through the financial system. While nonbank finance looks a lot different today, as do the potential risks, it remains a source of concern. Some policy makers and bankers use the shadow-bank moniker to refer to that segment of the nonbank universe considered most likely to trigger the sorts of liquidity-draining events that sparked prior financial contagion. The Institute of International Finance ballparks such exposure at about 14% of nonbank financial assets. But the links remain cloudy between the riskier elements of shadow banking, a term that rankles many nonbank entities, and the more resilient world of market-based finance. “The enormous size and high leverage levels of the nonbank financial-institutions sector, along with the more lax reporting and regulatory standards applied to this sector relative to banks make it a potential tinderbox,” says Eswar Prasad, an economics professor at Cornell University and a senior fellow at Brookings Institution, who formerly worked at the International Monetary Fund. Worried economists and financial analysts have been urging regulators to gain a better understanding of nonbank financial intermediaries because they see telltale signs of potential trouble, including illiquid assets, increasing leverage, lack of transparency, and rapid growth. The nonbank universe is “everyone’s obvious candidate” for more breaks, says Simon Johnson, a professor at the Massachusetts Institute of Technology and a former director of research at the IMF, who has spent much of his career working to prevent economic crises. There are no direct parallels to the asset mismatches and bank runs that took down Silicon Valley Bank and First Republic Bank earlier this year. In part, that’s because the pension funds, insurers, and endowments of the nonbank world tend to hold assets for decades through funds that lock up their money for five to seven years. Also, big players such as private credit funds tend to use far less leverage than banks. Still, there are indications that inflation and the sharp rise in rates may be causing strains in some parts of the nonbank system. High interest rates have sapped demand for new mortgages, for instance, hurting nonbank lenders. Liquidity in parts of the bond market, such as emerging market debt and high-yield, is at the lowest levels since the Covid pandemic. And cash flow at some companies financed by private credit is shrinking due to inflation, a slowing economy, and higher debt payments. One thing is clear: What happens in one corner of this sprawling world doesn’t stay there. Consider the collapse of the hedge fund Archegos Capital Management in 2021. Its losses on concentrated bets on blue-chip stocks triggered a margin call that led to the sale of about $20 billion of assets. That left big banks exposed to the fund, including Nomura and UBS, with billions of dollars in losses. “Risks came back to banks’ balance sheets from the back door,” says Fabio Massimo Natalucci, deputy director of monetary and capital markets development at the International Monetary Fund and co-author of its global financial-stability report. Federal Reserve governor Michelle Bowman said in a speech this spring that losses related to riskier activities pushed out of the banking system could come back to haunt banks through activities such as the banks’ extension of credit to nonbank lenders. According to the Fed, bank lending to nonbank financial intermediaries totaled $2 trillion in commitments at the end of 2022, a level the Fed described as high. https://preview.redd.it/vxfirsbuwo3b1.png?width=1042&format=png&auto=webp&s=d7e6505de660463394cd513dd7dce78326151fdb While many nonbank entities are regulated in some way, no regulator has attempted to assess the overall financial stability of the nonbank world. The Financial Stability Oversight Council, or FSOC, is now seeking comments on designating some nonbank institutions as systemic and subjecting some to Federal Reserve supervision. That would reverse some of the changes made during the last administration. A look at three types of nonbank financial intermediaries—private-credit providers, open-end bond funds, and nonbank mortgage lenders—offers a window into the prevailing concerns about shadow banking, and suggests how conditions could unravel in this sector in ways that roil the economy and the markets. Private Credit Rapid growth in the world of finance tends to draw attention, and few business segments have grown since the financial crisis as much as private credit. Private-credit providers typically lend directly to midsize, privately owned businesses that generate from $10 million to $1 billion of revenue and can’t get funding in the institutional market. https://preview.redd.it/ywxrglx0xo3b1.png?width=1031&format=png&auto=webp&s=2f37c7b40949d458cabeb5beab46227134bea781 As banks retreated after the crisis and each minicrisis that followed, these financial intermediaries stepped in. Private-credit assets have mushroomed to nearly $1.5 trillion from $230 billion in 2008**,** putting the private-credit market in the league of the leveraged-loan and high-yield markets. Drawn by high yields, attractive returns, and diversification opportunities, investors have poured money into private-credit funds. Insurers have doubled their allocation to these pools of largely illiquid assets over the past decade, while pension funds have more than doubled their allocation to alternative investments, including private credit, since 2006. The Fed said in its financial stability report, published in May, that the risk to financial stability from private-credit funds appears limited. It noted that the funds don’t use much leverage, are held by institutional investors, and have long lockup periods, limiting the risk of runs. But the Fed also acknowledged that it had little visibility into loan portfolios, including the traits of borrowers, the nature of deal terms, and default risks. Some observers are concerned about the connections between private lending and other nonbank activities, as well as lenders’ links to the banking sector. “Wall Street says they aren’t going to lend to subprime borrowers, but they lend to funds that lend to them,” says Ana Arsov, who oversees private-credit research at Moody’s. There is no public view of banks’ total exposure to private credit, Arsov says. Given the scale of the business and limited visibility into the risks, analysts worry that any widespread deterioration of asset quality could ripple through other parts of the financial world before regulators could act. Business development companies, some of which are publicly traded, offer some insight through disclosure documents into this $250 billion market. “Most managers that have both BDCs and institutional structures share deals across their platform, providing insight into the types of credits in their portfolios,” says Dwight Scott, global head of Blackstone Credit. Moody’s sees increasing challenges for some BDCs over the next 12 to 18 months as the economy slows and companies grapple with higher borrowing costs, inflation, and market volatility. Although liquidity looks adequate for the next 12 months, loan maturities for portfolio companies will accelerate after that. If rates are still high and the economy is slumping, that could hamper the prospects for further borrowing. Similarly, lenders could become more conservative. Blackstone Private Credit fund, or BCRED, the biggest private-credit fund, said late last year that it had hit its 5% quarterly investor-redemption limit. While Blackstone had no trouble meeting redemptions, and has reported that redemption requests fell in this year’s first quarter, Arsov worries about how smaller players would handle a similar situation. The industry’s efforts to court retail investors, she says, could increase the possibility that risks in private credit seep into broader financial markets, potentially by creating confidence issues. What could trigger problems in the broader private-credit universe? One concern is a potential wave of struggling borrowers larger than the anticipated 5% to 6%. Arsov says expectations may be too rosy, based on the low default rate during the pandemic, when the Fed stepped in with trillions of dollars in stimulus. With the Fed now raising rates to curb inflation and trimming its balance sheet, such assistance is unlikely to be repeated. Leverage metrics also have deteriorated, and covenant protections have weakened as the growth in private credit has increased competition for deals. Many have been concentrated in software, business services, and healthcare, in companies backed by private-equity funds. Given the benign interest-rate and economic backdrop of recent years, many private-equity investors were willing to pay higher multiples of enterprise value for companies with sustainable revenue, which allowed them to take on more leverage, says Richard Miller, head of private credit at TCW. “Our markets stopped focusing on debt to Ebitda [earnings before interest, taxes, depreciation, and amortization], the longstanding gauge of risk, and looked at loan to value,” Miller says. “That was fine as long as enterprise values didn’t contract and the [interest] rate on that elevated debt didn’t go up. We have had a change in both.” Now, some of these companies are generating less cash flow, which affects their ability to cover interest payments. While leverage isn’t as high as during the financial crisis, limiting potential systemic risk, Miller sees the risks today transferred to the individual borrower, and worries about the prospect of some borrowers running out of money. A shift in the market might weed out weaker private-credit upstarts. But a potential combination of rising defaults, elevated interest rates, and flagging investor appetite for private credit could exacerbate a downturn, albeit in slow motion, given the nature of borrowing. Not surprisingly, industry leaders are more upbeat. “People conflate default with losses,” says Blackstone’s Scott. But much of direct lending involves senior secured debt, he notes, which should minimize actual losses and enable lenders to help businesses through the challenges. “Rather than increasing risk to the markets, private-credit asset managers are typically a stabilizing force, given the ability to invest patiently and opportunistically, and with little to no use of leverage, when banks and other traditional market participants either can’t or won’t,” says Michael Arougheti, chief executive of Ares Management, one of the largest alternative-asset managers. https://preview.redd.it/8kxrl8eexo3b1.png?width=396&format=png&auto=webp&s=a0fc605506d01955897874827fecff078f2e73ba Bond Funds Unlike private-credit funds, which lock up investors’ money for a set period, most mutual funds allow investors to buy and sell whenever they want, offering daily liquidity. But that could turn problematic for bond funds under certain conditions, as some corporate bonds change hands only once a month—and less frequently in times of stress. If credit losses pile up or markets become stressed, some policy makers fear that bond funds could face demands to liquidate holdings at fire-sale prices, as investors scramble to sell funds with assets that have become illiquid. Liquidity in bond markets dried up in the early days of the pandemic as investors scrambled for cash and some bond funds sold assets to meet redemptions. That set off a further frenzy as investors tried to unload assets before they became more illiquid. The selling pressure eventually forced the Fed to intervene and offer to buy corporate bonds for the first time ever to keep credit flowing. Hoping to minimize the damage from another fire sale, policy makers are looking to develop new rules, including on fund pricing. The Investment Company Institute, which represents the mutual fund industry, has pushed back against this effort, arguing it is based on an incorrect view of the role that bond funds played in 2020. Citing its own research, the ICI says bond sales didn’t spark the Treasury market dysfunction that disrupted the flow of credit, but started only after markets began seizing up and, at that, represented a fraction of the selling. The ICI notes that concerns about fire sales during periods of market stress aren’t unique to the mutual fund structure. Bond funds have seen net inflows of $1.74 trillion since 2013. Global fixed-income funds, a subset of the sector, have crowded into some of the same corners of the market in the past two years. The IMF has raised alarms about that, citing fears of a stampede out of certain assets if a single fund runs into trouble. https://preview.redd.it/4dj15yznxo3b1.png?width=1017&format=png&auto=webp&s=14d2e757c94a8a0d3a63cc276dff2b214821e715 Bid/ask spreads, a common gauge of a market’s liquidity, have widened in areas such as high-yield and emerging market debt to levels last seen in the spring of 2020, according to the IMF. Mara Dobrescu, director of fixed-income strategies for Morningstar’s manager-research group, also sees increasing vulnerabilities, but notes that most funds are equipped to handle stresses and that not many bond funds have had to institute limits on redemptions. Warning SignThe liquidity risk in high-yield bond funds increased in 2022 as bid-ask spreads widened.Portfolio-level bid-ask spread across fundsSource: International Monetary Fund https://preview.redd.it/kxm1xjgrxo3b1.png?width=1016&format=png&auto=webp&s=eea6c6ccea84a93126edda215efa99bb98300c2e Nonbank Mortgage Lenders The mortgage market has seen dramatic changes in the years since the global financial crisis. The business of originating and servicing loans has migrated steadily away from banks, with nonbank lenders accounting for more than two-thirds of all originations. Rocket Cos. ’ [ticker: RKT] Rocket Mortgage unit and UWM Holdings ’ [UWMC] United Wholesale Mortgage top the list of the biggest lenders. Neither company responded to Barron’s requests for comment. Housing finance is raising flags again, not so much for risky lending practices as in 2008, but because of the business models of these nonbank lenders, which don’t have to hold as much capital as banks. With people buying fewer houses, mortgage originations are down 60% in the past two years, raising concerns that potential losses will eat into these businesses’ slim capital cushion and raise leverage levels. https://preview.redd.it/5p3dewayxo3b1.png?width=1051&format=png&auto=webp&s=b398b224d9378bc4159a61405d55fd616238b93d Nancy Wallace, a finance and real estate professor at the University of California, Berkeley Haas School of Business, has been warning for years about these nonbank lenders’ business model. She fears that a rise in defaults could lead to disruptions in the mortgage and housing markets. One concern is the companies’ reliance on short-term funding through warehouse lines of credit from banks. Those presumably could be pulled during periods of market stress, or if the borrowers’ financial health were to deteriorate. In this year’s first quarter, delinquency rates were only 3.6%, the lowest level for any first quarter since the Mortgage Bankers Association started tracking them in 1979. A sharp rise in delinquencies, however, could bring added pain, as the companies’ servicing businesses, which collect monthly payments from borrowers and funnel them to investors including banks, Fannie Mae, and Freddie Mac, would need to advance the money. On its own, analysts don’t see the nonbank mortgage-lending industry triggering a financial crisis, although distress throughout the industry could diminish confidence in other nonbank lenders. In a worst-case scenario, credit could dry up for riskier borrowers, hitting home prices and sapping mortgage demand. Peter Mills, senior vice president of residential policy for the Mortgage Bankers Association, has pushed back on recent regulatory efforts aimed at designating nonbank lenders as systemic, noting that the framework under consideration doesn’t include a cost/benefit analysis or an assessment of the probability that an entity could default. Plus, he doesn’t see a financial-transmission risk from the industry, which is working on tools to mitigate strains in the event of delinquencies. “It’s less a financial earthquake and more of an operational challenge,” he says. That may prove to be the case throughout the nonbank financial sector as interest rates normalize and the era of free money ends. Plenty of things might bend without breaking in this vast and opaque world. Just the same, it pays to be vigilant. TLDRS: Shorter Version: - The nonbank financial intermediaries, or "shadow banks," controlling almost half of the world’s financial assets, are being watched closely as central banks work towards normalizing interest rates.
- Though few problems have been noted since the Fed's monetary policy tightening in 2022, there are concerns about the risk these nonbank entities could pose if numerous investments fail, especially given the lack of understanding about their interconnections.
- Rising interest rates and inflation may be causing strain in the nonbank system, with decreased demand for new mortgages and reduced liquidity in some bond markets.
- The collapse of Archegos Capital Management in 2021 highlighted the risk of problems in one area of the nonbank system impacting others, prompting calls for regulators to improve understanding of nonbank financial intermediaries.
- Despite private credit growth, concerns persist due to limited visibility into these funds' loan portfolios and connections between private lending and other nonbank activities, as well as links to the banking sector.
- Bond funds, with their daily liquidity, could face challenges in times of stress when certain corporate bonds are infrequently traded, potentially leading to liquidation at reduced prices.
- The shift from banks to nonbank lenders in the mortgage market, combined with the latter's reliance on short-term funding from banks, has raised concerns, especially in the event of a sharp rise in delinquencies.
Longer Version: - As the Federal Reserve and other central banks work towards normalizing interest rates, the largely unregulated nonbank financial intermediaries, also known as shadow banks, are being closely watched due to their potential to cause future financial issues.
- These entities, which include everything from sovereign-wealth funds to financial-technology firms, currently control $239 trillion, almost half of the world’s financial assets, an increase from 42% in 2008.
- These intermediaries serve a crucial role in the economy, lending to businesses that are too small or too indebted to tap into institutional markets.
- Despite concerns, few issues have emerged in the shadow banking sector since the Fed began tightening monetary policy in 2022.
- However, it's unclear what risks these nonbank entities could pose if numerous investments go sour, especially considering the lack of detailed understanding about their connections among themselves and to the regulated banking system.
- The shadow banking system hasn't been tested on this scale against a potential wave of credit losses and defaults that could result from higher rates and a weakening economy.
- The sector, with its size, high leverage levels, and lax reporting and regulatory standards, could potentially become a "tinderbox" according to some economists.
- There are indications that rising interest rates and inflation may be causing some strain in the nonbank system.
- High rates have reduced demand for new mortgages, affecting nonbank lenders. Also, liquidity in some bond markets is at the lowest levels since the COVID pandemic.
- Still, there have been instances where problems in one part of the nonbank system have impacted others. The collapse of the hedge fund Archegos Capital Management in 2021, for example, resulted in significant losses for big banks exposed to the fund (and those continue as that bag is passed around...).
- Given these risks, regulators are being urged to gain a better understanding of nonbank financial intermediaries.
- Private credit has grown exponentially since the 2008 financial crisis, ballooning from $230 billion to almost $1.5 trillion.
- This sector lends directly to midsize businesses that can't obtain funding in the institutional market.
- Investors are attracted to private credit due to high yields, returns, and diversification opportunities.
- The Federal Reserve stated in a recent report that risks to financial stability from private-credit funds seem limited because these funds don't use much leverage, have long lockup periods, and are held by institutional investors.
- However, there's limited visibility into these funds' loan portfolios, including borrower characteristics, deal terms, and default risks.
- Concerns arise from connections between private lending and other nonbank activities, as well as links to the banking sector.
- The lack of public view into banks' total exposure to private credit is a cause for concern for some analysts who worry that asset quality deterioration could impact other parts of the financial world before regulators can intervene.
- A potential wave of struggling borrowers larger than the anticipated 5-6% could trigger problems in the broader private credit universe.
- Leverage metrics have also worsened, and covenant protections have weakened as competition for deals has grown.
- The market's focus has shifted from debt to EBITDA (earnings before interest, taxes, depreciation, and amortization) to loan to value, which could lead to some borrowers running out of money.
- There is concern that a potential combination of rising defaults, high interest rates, and waning investor appetite for private credit could exacerbate a downturn.
- Most mutual funds offer daily liquidity, allowing investors to buy and sell whenever they wish.
- However, this could be an issue for bond funds in certain conditions, as some corporate bonds are traded only once a month and even less often during stressful times.
- If credit losses accumulate or markets become stressed, bond funds could face pressure to liquidate holdings at reduced prices as investors rush to sell funds with illiquid assets.
- Bond funds have experienced net inflows of $1.74 trillion since 2013, with global fixed-income funds investing heavily in certain market areas in the last two years.
- The IMF has expressed concerns about this, noting that if a single fund encounters issues, it could lead to a rush out of certain assets.
- Liquidity risks in high-yield bond funds have increased in 2022, with bid-ask spreads, a measure of a market’s liquidity, widening.
- Since the global financial crisis, the mortgage market has undergone significant changes, with nonbank lenders now accounting for over two-thirds of all originations.
- While the shift away from banks isn't due to risky lending as in 2008, concerns have been raised about the business models of nonbank lenders.
- These lenders don't need to hold as much capital as banks, and with a 60% decline in mortgage originations in the past two years due to decreased house purchases, potential losses could deplete their modest capital buffer and increase leverage levels.
- One concern is the nonbank lenders' reliance on short-term funding via warehouse lines of credit from banks, which could be withdrawn during market stress or if the borrowers' financial condition worsens.
- Although delinquency rates were just 3.6% in Q1 of this year, a sharp increase could cause issues, as these companies' servicing businesses would have to advance the money.
https://preview.redd.it/nhube69c0p3b1.png?width=610&format=png&auto=webp&s=5ed6c7f420ff77cac94b7dc02ef6f685b54c497a submitted by Dismal-Jellyfish to Superstonk [link] [comments] |
2023.06.03 01:52 Then_Marionberry_259 JUN 02, 2023 VCU.V VIZSLA COPPER ISSUES SHARES FOR MEGATON OPTION AGREEMENT
| https://preview.redd.it/hl4r6k330p3b1.png?width=3500&format=png&auto=webp&s=ec81e7e99a1d6c6dadac907ccb8eca769a597614 TSX.V: VCU OTCQB: VCUFF FRANKFURT : 97E0 VANCOUVER, BC , June 2, 2023 /CNW/ - Vizsla Copper Corp. (TSXV: VCU) (OTCQB: VCUFF) (FSE: 97E0) (" Vizsla Copper " or the " Company ") is pleased to announce that the TSX Venture Exchange has approved the share issuance of 300,000 shares for the Megaton Option Agreement previously announced on May 9, 2023 which is an arm's length transaction. The shares are subject to a four-month and one day hold period under applicable securities laws in Canada https://preview.redd.it/fas0ax630p3b1.jpg?width=400&format=pjpg&auto=webp&s=c529f2ee2ad933b2446b0c87a4e2806cb1eb56a3 The Company also announces that, subject to regulatory approval, it has retained Peak Investor Marketing Corp. (" Peak ") to provide marketing services to the Company in compliance with the policies and guidelines of the TSX Venture Exchange and other applicable legislation. Under the agreement, the Company will pay Peak CA$144,000 for the initial 12-month term. Following the initial term, the Company will pay Peak $12,000 per month. The Company and Peak have an arm's length relationship, but Peak may have an interest, directly or indirectly, in the securities of the Company. The agreement is principally for the purposes for the Company to obtain marketing, public relations and advisory services. The Company will grant 400,000 stock options upon the close of the financing, previously announced on May 15, 2023 The Woodjam Project The 74,604 ha Woodjam Project is located 55 kilometres east of the community of Williams Lake in an area characterized by a low elevation, flat to gently undulating landscape that is well accessed by logging roads. Geologically, the Woodjam Project is located within the prolific Quesnel terrane – a large regional depositional belt commonly dominated by alkalic volcanic units and related volcaniclastic lithologies. The Quesnel terrane hosts both alkaline and calc-alkaline porphyry copper+/-gold+/-molybdenum deposits, including the Copper Mountain, New Afton, Highland Valley, Mount Polley, Mount Milligan and Kemess mines. To date, six zones of porphyry-related mineralization (Megabuck, Deerhorn, Takom, Three Firs, Southeast, Megaton) have been identified at the Woodjam Project by drilling (95,092 metres in 281 holes since 2009 and a further 114 holes, 30,092 metres predominantly from 1998). These six mineralized zones form a cluster approximately five kilometres in diameter. About Vizsla Copper Vizsla Copper is a Cu-Au-Mo mineral exploration and development company headquartered in Vancouver, Canada Quesnel terrane, 55 kilometers east of the community of Williams Lake, British Columbia Carruthers Pass projects, well situated amongst significant infrastructure in British Columbia British Columbia, Canada and is committed to socially responsible exploration and development, working safely, ethically and with integrity. Vizsla Copper is a spin-out of Vizsla Silver Corp. (TSX.V: VZLA) (NYSE: VZLA) and is backed by Inventa Capital Corp., a premier investment group founded in 2017 with the goal of discovering and funding opportunities in the resource sector. Additional information about the Company is available on SEDAR ( www.sedar.com ) and the Company's website ( www.vizslacopper.com ). Neither the TSX Venture Exchange nor its Regulation Services Provider (as that term is defined in the policies of the TSX Venture Exchange) accepts responsibility for the adequacy or accuracy of this release. FORWARD LOOKING STATEMENTS The information contained herein contains "forward-looking statements" within the meaning of the United States Private Securities Litigation Reform Act of 1995 and "forward-looking information" within the meaning of applicable Canadian securities legislation. "Forward-looking information" includes, but is not limited to, statements with respect to the activities, events or developments that the Company expects or anticipates will or may occur in the future, including, without limitation, planned exploration activities. Generally, but not always, forward-looking information and statements can be identified by the use of words such as "plans", "expects", "is expected", "budget", "scheduled", "estimates", "forecasts", "intends", "anticipates", or "believes" or the negative connotation thereof or variations of such words and phrases or state that certain actions, events or results "may", "could", "would", "might" or "will be taken", "occur" or "be achieved" or the negative connotation thereof. Forward-looking statements in this news release include, among others, statements relating to: obtaining the required TSXV approval(s); timing of completion of the Acquisition; exploration and development of the Redgold Project and Woodjam Project; exercise of the option pursuant to the terms of the Underlying Option Agreement; and the Company's growth and business strategies. Such forward-looking information and statements are based on numerous assumptions, including among others, that the results of planned exploration activities are as anticipated, the anticipated cost of planned exploration activities, that general business and economic conditions will not change in a material adverse manner, that financing will be available if and when needed and on reasonable terms, that third party contractors, equipment and supplies and governmental and other approvals required to conduct the Company's planned exploration activities will be available on reasonable terms and in a timely manner. Although the assumptions made by the Company in providing forward-looking information or making forward-looking statements are considered reasonable by management at the time, there can be no assurance that such assumptions will prove to be accurate. Forward-looking information and statements also involve known and unknown risks and uncertainties and other factors, which may cause actual events or results in future periods to differ materially from any projections of future events or results expressed or implied by such forward-looking information or statements, including, among others: negative operating cash flow and dependence on third party financing, uncertainty of additional financing, no known mineral reserves or resources, the limited operating history of the Company, the influence of a large shareholder, aboriginal title and consultation issues, reliance on key management and other personnel, actual results of exploration activities being different than anticipated, changes in exploration programs based upon results, availability of third party contractors, availability of equipment and supplies, failure of equipment to operate as anticipated; accidents, effects of weather and other natural phenomena and other risks associated with the mineral exploration industry, environmental risks, changes in laws and regulations, community relations and delays in obtaining governmental or other approvals. Although the Company has attempted to identify important factors that could cause actual results to differ materially from those contained in the forward-looking information or implied by forward-looking information, there may be other factors that cause results not to be as anticipated, estimated or intended. There can be no assurance that forward-looking information and statements will prove to be accurate, as actual results and future events could differ materially from those anticipated, estimated or intended. Accordingly, readers should not place undue reliance on forward-looking statements or information. The Company undertakes no obligation to update or reissue forward-looking information as a result of new information or events except as required by applicable securities laws. SOURCE Vizsla Copper Corp. View original content to download multimedia: http://www.newswire.ca/en/releases/archive/June2023/02/c5912.html https://preview.redd.it/n37kj1830p3b1.png?width=4000&format=png&auto=webp&s=b3f45e640cb086f52dad35d319788d606c5b78b4 submitted by Then_Marionberry_259 to Treaty_Creek [link] [comments] |
2023.06.03 01:35 mliz23 Unwanted workplace drama
Drama that happened between an ex friend and me is getting brought into our workplaces and causing drama within the workplace. What can I do about this? He’s lying about what happened, and it seems like everyone (even my manager) is taking his side. Is there something I can do about unwanted (non work related) drama being brought into the workplace?
submitted by
mliz23 to
starbucksbaristas [link] [comments]
2023.06.03 01:27 Jumpy_Telephone4911 Gl or RL 27$
2023.06.03 01:21 Purpelled what is this secret achievement
2023.06.03 01:10 Primary_Evening_7737 Got a new GM, he keeps baiting me with regular shifts then changing them to on calls shifts without me knowing
Ok so for context, my workplace uses bigchip for scheduling. Maybe it’s a Canada only thing, idk. The funny thing about bigchip is that it doesn’t show end times, only start times. Doesn’t bug me too much, it’s the industry, guaranteed stop times are a myth anyways. On call shifts also show up as yellow, normal ones as white.
The best manager I’ve ever had quit last week, and the new gm is the owner everyone hates. He’s been in charge of scheduling the last three weeks, and I keep getting fucking BAITED.
Last Friday, I was all pumped for a 5pm shift, only to walk in and have him ask me “what the fuck are you doing here?”
I told him I had a shift, showed him my WHITE, not on call shift on the page, and he’s just like “oh you’re on call lol, I didn’t call you in so we don’t need you”
It’s not like he doesn’t know how to schedule on call shifts, I’m on call for tmr and Monday, and it clearly says so. This baiting has happened 4 times now, and I’m 95% sure my shift that starts in 1hr is gonna be a bait too.
He keeps telling me that sometimes he just forgets to change them, but he puts the end times as one minute after the start so “I’ll know”. EXCEPT I CANT SEE THE END TIMES YOU MORON.
I’m so mad, I tried calling in to check ahead but he doesn’t even start work until I do today, and none of my coworkers know.
If this is another bait shift that I had to do my makeup for, trek downtown for, and by my obligatory pre-shift coffee for I’ll cry.
submitted by
Primary_Evening_7737 to
Serverlife [link] [comments]
2023.06.03 01:08 purplefennec I tried being vulnerable at work and disclosing my status to a colleague & their response made me feel embarrassed
Just a bit of context: the job I have now is basically very incompatible with ADHD and I’m actively looking for other jobs. It involves managing and organising information about various data sets, communicating changes about them to the wider company etc. Basically quite boring and quite ‘bitty’.
Anyway, I work with one of the managers of these data sets quite closely and I was feeling a bit overwhelmed and finding it hard to keep up with the latest changes / progress on these data sets and I was asking him where’s the best place to look.
Now, I think I’m decent in my job but sometimes I worry I ask too many questions instead of figuring things out myself (although I suspect this is partly due to a borderline toxic culture with this workplace where no one really tries to explain things properly or make things easy to find…). So I thought ‘fuck it … I’m gonna be honest. We’ve got a neurodiversity group here, it’s supposed to be a forward thinking, young culture. I’m gonna be vulnerable’. At my previous workplace everyone was super open and candid about ADHD etc.
So I said to him (over messaging) ‘just in the spirit of full transparency… I have ADHD. it means sometimes I get overwhelmed if everything is in different places. It can also make me a bit forgetful. I’m working on it though. ‘
He then responded with ‘I see’ and then carried on talking about what we were talking about previously. To his credit, he did then add me to a tool to help me track the data sets better and seemed interested in helping me.
So maybe it was just his weird way of helping me through actions rather than words? I just would have liked more explicit acknowledgement like ‘oh thanks for telling me I appreciate it. Let me know if I can ever help’ or something?
I guess everyone is different but it still makes me cringe a bit I think bc I kinda changed the dynamic and was so open and didn’t get that openness mirrored back. It’s also a big trigger for RSD for me when I’m open with someone then they make me feel embarrassed for being open. Argh. I’m still cringing. But maybe it’s not as bad as I think? I just keep replaying it in my head. PMDD isn’t helping either.
submitted by
purplefennec to
adhdwomen [link] [comments]
2023.06.03 01:06 eins_drei_zwei How to Choose the Right Job? Lessons Learned in Tech.
Hello! 👋😊 I'd like to offer some straightforward yet effective principles for job selection that have personally guided me toward success, preventing the common pitfall of analysis paralysis.
Context: Post-graduation from a computer science master's program, I found myself swamped with career choices. As I progressed in my career, I noticed that many new graduates shared my initial confusion. So, I'm sharing the guiding principles that shaped my journey. I'm currently (May 2023) a tech lead for data engineering at a relatively young age, managing my own team and building an entire data-focused department of 35 professionals within our company.
Four Rules for Job Selection Here are the rules for job selection:
- Prioritize learning in your job selection and while on the job. 💡
- Opt for a workplace filled with people whose company you enjoy. 🫶
- De-emphasize the financial aspect. Especially, don't compromise rules 1 or 2 for monetary gain. 🪤
- Keep an open mind about domain, technology, and other topics. Avoid sacrificing rule 1 or 2 for domain or technology. 🤙
Let's delve into why these four principles are crucial.
Maximise Learning 💡
1.1 Emphasize learning to become irreplaceable: A key to success lies in mastering a skill swiftly, making you indispensable. This proficiency should be such that people perceive you as an authority in your field and actively seek your advice. Ultimately, you should strive to offer a service or skill to society that is scarce but in demand. Here, learning is the critical element.
1.2 Prioritize learning to maintain motivation and enjoyment: Your learning halts when you're stuck in repetitive, dull tasks. This monotony can quickly drain your motivation, lead to dissatisfaction, and make you feel stagnant. A lack of learning, therefore, is a warning sign. Abandon a job with minimal learning prospects as soon as possible and refrain from accepting one in the first place.
Maximise People 🫶
2.1 Importance of colleagues: A significant portion of your waking hours will likely be spent at work. Do you really want to be surrounded by individuals you dislike for the majority of your time? That would be a tremendous waste.
2.2 Role of colleagues for motivation and networking: Working with enjoyable colleagues can boost your motivation and engagement. Such motivation is vital for staying committed to your work. Moreover, these colleagues could become potential partners and valuable assets in your personal network. Given your dedication to learning and skill enhancement, they may return with opportunities, trusting you to excel. It's like they're searching for a treasure, and they know you're a skilled diver. #navalravikant
Avoid Money Traps 🪤
3.1 Money traps: Large corporations, knowing that faster and more substantial learning might occur in smaller companies, may offer you more money to offset the limitations of their slow-paced, political, and impersonal work environments. Perks are fine, but overlook them, along with money. I've yet to meet someone genuinely fulfilled after prioritizing a high salary above all else. I rather saw people facing a personal crisis after playing corporate ladder climbing for some years.
3.2 Especially when young: As life evolves (e.g., starting a family), money becomes more important. However, you want to be in a position where you're earning a good salary because you're excellent at what you do and genuinely love it. You want to be a real expert, not just someone who ascended a corporate ladder in a harmful environment.
Open Mind towards Tech 🤙
4.1 Open-mindedness towards technology/topics: I advocate for making the most of what life spontaneously throws at you rather than rigidly adhering to a preconceived strategy, such as mastering technology/framework/topic X. Be prepared to pivot and seize opportunities. Many have phrased it differently: "Ride the wave that's building, rather than chasing a specific one" or "Your life is like Tetris, not chess". For instance, I joined as a software engineer intending to focus on backend development. However, when my team shifted towards data engineering and warehousing tasks, I saw a chance to become a tech lead when my boss was promoted to VP. I let go of my initial aspiration to become a backend engineer. Fate ushered me into the data realm, and I chose to embrace this and make the most of it. I have no regrets. My general interest in technology and learning, along with a positive work environment, led me to fully embrace my current opportunities instead of chasing after a predetermined plan.
4.2 Importance of transferable skills: I find it perplexing when people ask, "Which framework/technology should I learn to be successful?" To me, this question has never held much weight. Unless you're focusing on a completely obsolete technology, there's no need to chase the latest trends. The beauty of tech is that it's full of transferable principles. Your ability to grasp and apply concepts across various technologies and frameworks is what truly matters. No one cares if you spent X years mastering framework 'XYZ', as long as you can prove your ability to swiftly understand and utilize any technology.
THANK YOU FOR READING! 🙏
If you enjoyed this feel free to checkout my Substack and Twitter. I’m super new to the „content sharing biz“ but I‘ll keep posting 😊
submitted by
eins_drei_zwei to
careerguidance [link] [comments]
2023.06.03 01:02 Drakolf TFtM: Grrorram:
Adrian Wilson was the Head Security Chief of the Human Sector of the Hedron, and he had a problem.
Well, it was more that he had several smaller problems that led up to one massive problem. There had been a quarantine, a small rabies outbreak that nearly got the Canician Councilor killed, another outbreak that was directly related to a xeno not giving up their- he could never remember the word for it- lizard dog, and on top of that, someone was smuggling shit into the Hedron through his sector and the aforementioned quarantines only stymied his efforts into figuring out who was behind it all.
On top of that, he had several delinquents causing problems before and after the quarantine, someone had abducted one of the wolves brought into the sector's wilderness reserves, at least five gallons of maple syrup had been absconded with, and he was saddled with a rookie from another sector who needed to learn how Humans handled stressful situations as well as learn how to handle said Humans in the event of an incident.
Grrorram watched him whaling on a punching bag, each violent strike causing the Canician a new level of discomfort at the ferocity of the miniature human- not that he expressed such a thought out loud, considering the warnings he'd been given regarding the Human subspecies 'Dorf'.
Adrian was proud of his height, and having it remarked on in any manner he felt was insulting led to what many called, some smirking as if it were the funniest thing ever, 'his short temper triggering'. Grrorram didn't understand, but nonetheless he help quiet.
Adrian let loose a kick that could crack bone before taking a moment to catch his breath and center himself. Hair-trigger temper or not, he prided himself on keeping his cool at the best of times, and reserved his worst outbursts for the people who got on his nerves. He regarded Grrorram coolly, the Canician avoided eye contact, out of respect.
<"So, you're here to learn about Humans."> The lack of a snout, and the shoddy attempts at growls gave Adrian a heavy accent, Grrorram was fine with his translator, but his tail thumped with appreciation at the Human's attempt.
Grrorram let out a few growing sounds before his translator automatically translated. "The attempt is appreciated, please, do not trouble yourself." The words were more formal and polite than Grroram's own, not that he said anything insulting. Grrorram spoke again. "And yes, that is what I was assigned to do."
Grrorram had a minor speech impediment, he couldn't make the same sounds that a Human could, so he was reliant on the translator. After recent events, it had been decided that the Sectors would cooperate more, that meant species other than the norm working in in specific sectors, taking on duties that were equivalent elsewhere.
Though, assimilated Humans were the only ones allowed in the Vagraxi sector and were required to swear allegiance to the Vagraxi Empire, so nobody filled that spot quite yet, and the Gixx didn't really need regulation in that sense, since they shared the same hive mind.
Nonetheless, Grrorram was selected to fill in the spot in spite of his speech impediment for one simple reason: He liked Humans, and he thought Adrian was absolutely adorable. He knew better than to mention this, however, he was a professional after all. He had thought the role was a long shot, and was absolutely delighted to learn he was the only one who bothered to apply.
<"Here's the deal."> Adrian persisted, ignoring the translator and focusing on Grroram's actual words. <"We like it when people leave us the grrahragrah alone."> Grrorram blanched at the word used. He didn't have the heart to tell Adrian that it was an extremely foul expletive. Even worse than the Human word 'shizno' that he'd found on Human internet archives.
<"Just stay quiet and observe. No unnecessary chatter, no bothering the people. Understood?"> Grrorram simply gave a large, exaggerated nod, an indication of knowing body language in theory, but only just now getting the opportunity to try it out. Adrian sighed. <"Follow me.">
Grrorram followed the Dorf Human out of the security station. Sector biospheres are designed to mimic homeworld biospheres, including air content, plant life, animal life, and smaller subsections dedicated to culture. While Grrorram knew that Humans had a variety of cultures, similar to his own people's, he was amazed at how different they could be.
His people, a handful of thousands of years ago, had gotten together, realized that their myriad spiritualities were very similar, and homogenized it into one whole that effectively accepted every interpretation, ethnically, Grrorram was from a tribe that believed the only way to join one's ancestors was to live long and die honorably. This had led to a culture of expendability that meant his Tribe was endangered, but not everyone saw that as a particularly bad thing. Not like he did.
The Humans, by contrast, had a myriad of different cultures, informally segregated, but otherwise blending together at the seams in a way that confused and delighted him. He accidentally bumped into a Human, who when he looked and uttered an apology, bowed and he did the same before moving on. The interaction was surreal and exciting, the words spoken were completely different from Adrian's language.
Grrorram growled a question, "What Tribe is he from?"
"Japan." Adrian replied. "Don't piss them off, they have the power of God and anime on their side." The cryptic warning given, Grrorram merely nodded and followed after. There were many other kinds of Humans, but he noted with a pang of sorrow that there were few Dorfs. Was their Tribe endangered too? The thought troubled him.
It was as Adrian explained specific protocols for the human sector that all hell broke loose. Just because Humans generally managed to live together didn't mean they were united. Some Humans were part of an anti-xeno faction, and seeing a Canician walking around in their species' space wasn't going to fly.
The ballistics flew and hit Grrorram, though since he was build like an Earth bear, the projectiles, while they did sting, lacked the stopping power to really do anything to him. Nonetheless, Grrorram yelped from the pain and backed away from the irate Humans.
Adrian stepped in their way, his service pistol in hand and a ballistic shield deployed. "Drop your weapons!" He commanded.
"Stand aside, that fucking mongrel's breathing our air." One of them said.
"C'mon, we know you can't stand those damn xenos either. What's one mongrel gonna do that's worth dealing with their shit?" Another pointed out.
Adrian couldn't stand xenos, even so, he was the Head Security Chief. "He's not a mongrel to me." He said calmly. "Now, drop the weapons."
The Humans walked forward fearlessly, so Adrian fired. It was a concussive round, barely lethal, but still capable of rupturing eardrums, popping eyeballs, deflating lungs, and so on. He hit center mass, sending one of the Humans flying, the other four froze, Adrian gunned them down all the same.
"This is Adrian Wilson." He said, turning on his comm unit. "I've got five aggressors and one injured here, please respond..."
Once everything was said and done, and Grrorram was brought to a clinic to get the bullets pulled out and healed, the Canician couldn't help but be awed at Adrian's efforts to save him.
He growled out a thanks, then touched his damaged translator with a forlorn expression.
"Don't mention it." Adrian said. "They were right, I really can't stand your kind, but I'm a professional dammit, and I'm not letting some idiots kill you while I know better."
Grrorram nodded, he was hurt that Adrian didn't like Canicians, but all the same, he was grateful, and was certain that he would learn a lot from him. Even if it was all mostly self-serving lies...
submitted by
Drakolf to
DrakolfsWritings [link] [comments]
2023.06.03 00:58 Sohakmet Weekly Salt Discussion: N'Zap 85
Ayo, new patch dropped. Are you all enjoying missile rain down your gullets through all the diaper decos flailing around in your matches? I sure hope you are, because people will keep trying to pull it off for a good while. Me? Nah. I'm over here just making these posts and then going back to my dormant state until some new bullshit pops up again. Perhaps with the new patch you all decide that the next weapon should be Annaki Nova and all the
TIMMIES THAT KEEP USING IT THINKING THAT IT'S SOOO GREAT BECAUSE INKJET. Woah, was that a slip? Let's talk about the N'Zap before I lose my cool.
GUN WEAPON STATS
Range: 50/100
Damage: 28/100
Fire Rate: 75/100
Points for special: 180p
Sub weapon: Suction Bomb
Special: Tacticooler
Special Notes: Gun
SHELDON'S DESCRIPTION
The N-ZAP '85 is a shooter with excellent ink efficiency and rapid-fire capability! And, um... its power is certainly... adequate. Sorry - I hate to say anything negative, but this weapon doesn't pack the biggest punch. But that's OK! It's fast enough to send your enemies scrambling... and that's when you hit 'em with the Suction Bombs. Fire up the Tacticooler to energize your squad for a big push, and you've got a nimble loadout that's built for teamwork. It's what makes the dream work!
SALTY DESCRIPTION
The closest we'll ever get to this legend THIS WEAPON IS FUCKING BORING! OK? IT'S BORING. Sheldon tried his best to keep himself from saying something negative about this weapon, but I'm here to do exactly this. IT FUCKING BORES ME TO DEATH.
My ceph, it's a gun that does absolutely
nothing special. It throws a
normal ass bomb, it paints
relatively well, with a
relative decent spread and range and takes
4 shots to kill. It's like if you wanted to play a
Jr. but didn't want to go full support, but also kiiind of play aggresive like with a
splattershot? It's boring. That's what it is.
Like, seriously. How can you mains even manage to endure this? I suppose that the only thing that this thing really has going for it is deploying the Tacticooler, which, btw, you all seem to like calling it juice, while I'm over here calling it [insert energy drink of preference here(tm)] for obvious reasons. You send that shit and then you're flying all over the map. Cooler gives you that sweet caffeine and sugar rush needed to woomy someone to death by screaming in their ears or whatever with the added benefits of ignoring the passage to the next life and also keeping all your special bar, because why not?? So out of the, I don't know, 5 possible minutes in a match where you're trying to maintain yourself awake you have a small portion that is actually quite fun to play as. I much rather prefer playing the '89, but the reason for that will be reserved for when that happens... eventually.
No major saltyness towards the weapon in general other than trying to keep myself awake when playing it, but uhhh, the bomb spam is really annoying... specially on tower. I suppose that this one will be one I leave to you to comment on personal grievances as I only remember someone is playing this weapon on my team when the game is almost over, for better or for worse.
What should be done next? Leave your suggestions in the comments and also leave your own experiences with/against this weapon.
Last Week:
Octobrush submitted by
Sohakmet to
Saltoon [link] [comments]
2023.06.03 00:49 Apprehensive-Egg5281 Social interactions = very bad anxiety/high heart rate
Hi all,
Wanting a little advice if anyone has any input I’d really appreciate it…
Currently 25 I am abit overweight and take 5mg ramipril daily for high blood pressure,
I really have a bad problem when I have any social interactions e.g driving, going outside my house even to the doorstep, going in office for work, or even shopping malls
my heart rate sky rockets to 125+ p/m and cannot function, cannot concentrate or even talk to anyone, if I saw myself as someone else I’d think this kid on crack honest it’s so sad, don’t do any drugs.
I battle this by avoid even going outside at all and when I am in office I isolate myself and stay quiet because my high heart rate affects how I function.
Previously been back and forth with doctors about my heart rate and they said my heart is fine, done overnight ECGs and all normal however I WFH so when at home my heart is ok around 95/100 p/m, I am abit overweight for my age so the 95/100 been told is somewhat normal?
As I said I used to WFH so basically battled the high heart rate when anxious by not going out at all.
I’ve now become a manager at my workplace and will be line managing staff soon, need to be in office around 3 days a week.
I am shitting myself because I know I cannot handle my anxiety when in office or as I said before, people will think there is something wrong with me.
Planning on going to my doctor and specially telling them my anxiety is causing my high heart rate, every ECG taken was WFH no social interactions as I avoid them so my heart was ok.
Do you think something like propanlol will help me fight my anxiety? I start my new job next week and I am basically crying or thinking to turn the job down because of this reason.
Really appreciate any input or advice, thanks in advance…
submitted by
Apprehensive-Egg5281 to
AskDocs [link] [comments]
2023.06.03 00:34 pjsimpson354 RAM issue
I just changed my RAM out from 16GB to 32GB. I started windows and checked system settings and windows is detecting all 32GB but when I check task manager it says I have 15.9GB avalible and 16 in system reserve. Does anybody have any ideas on why this is happening and how I can fix it. Thanks!
submitted by
pjsimpson354 to
techsupport [link] [comments]
2023.06.03 00:32 ThrowRa_erf I need different perspective from mums on my MIL issues
Hello everyone and sorry if this is not the right place to post this. I just really really need to hear different opinions so I can maybe understand my MIL. So I have been with fiancee for 4 years. We are getting married this November. Our relationship has had its ups and downs, but we are now finally both able to communicate and are healing from our past traumas so they dont get in the way. While I feel super happy for this next step, one thing makes me super nervous and that is his parents, especially my MIL. I am a very reserved person, need time to feel comfortable and be myself around people, but after 4 years I still don't feel this with her and I dont think she feels comfortable either. We started off really well, but then things happened that kind of pushed us back and the main thing was my fiance's SIL hating me for reasons she is refusing to say and me going NC with her (meaning I refuse to be around during family functions). My in laws of course were sad about this and I was going to back down, but then my fiancé discovered messages on my MIL phone from his SIL where she was calling me and him names and his mom, never stopped her or told her she is being inappropriate. If anything she encouraged her by saying she will make her son "behave" and that everything will get better.
I know for a fact, that she is a person that hates fighting and confrontation. When my fiance told her about the messages, she almost cried, told him a thousand times she loves him and that she "loves me for loving him". I never heard an apology. She said that she didnt want her DIL to get mad at her also, thats why she didnt stop her when she said those things. While I understood her side, this still hurt me immensely, especially since I had just lost my grandfather, he was like a father figure to me, and I was devasted by that. This whole thing made it worse and I just felt like they are not my family. I admit I was cold afterwards, and she did try to show me that she cared, in her own way (she send me messages twice in the span of a month. I know it sounds ridiculous to say this, but she never did that before so I felt this was her way of saying "I am sorry").
About a month after, we had a big, huge fight with my fiance and he went to live with them for less than a week (we had huge issues back then, just problems that after years, we managed to solve these past 7-8 months). Well, after this the messages stopped and I just stopped trying to create any kind of bond between us. My reason is the things she said to him when he went back home. She called me crazy for kicking him out, and told him that he needs to move on (even though her son is the one that caused these issues that we had.
I have been to her house since, but only for like 2-3 times. She always acts happy and cheerful to see me, but I know she is like this with everyone. We all know she always pretends everything is fine, even when she doesnt like a situation. I feel hurt by this. I want to have a good relationship with her. I want my children to be close to their grandmother and I want my fiance to feel like the two most important women in his life get along. I need to understand why she wont give me a chance. She is super close with her other DIL even though she is always causing issues in the family and even though she and her other son are constantly fighting and they have also broken up twice in the past. What could be the issue with me?
A few things to keep in mind. She hated confrontation and serious discussions. Its really hard to have a conversation with her because of that and because I am also akward and shy. So until I feel comfortable enough I cant even start a conversation. She had a very rough upbringing and is generally a person that has struggled emotionally. She grew up without a father and with a strict mother. I am surprisingly close to her mother. We text almost everyday (she mostly initiates).
Mainly I am looking from perspective so any mothers here, please help!!!!
submitted by
ThrowRa_erf to
Mom [link] [comments]
2023.06.03 00:25 False-Climate-5016 AITA for Handling My Affair and Subsequent Breakup Poorly?
I'm Brad, 35, and I worked with my brother at our family business. Our company started a new project, and we hired a talented project manager, let's call her Lisa. Lisa was 29 and full of energy. For about two months, we worked closely together, which naturally led to a deep connection between us.
Before our project launch, I felt the need to be honest with her. I was married with a child. I explained my situation - a loveless marriage that came about due to family pressure, a child who was born while I was battling a serious illness.
We kept our relationship a secret, meeting outside of work, careful to avoid arousing any suspicions. However, I couldn't contribute financially to our dates as much as I would have liked due to my existing family responsibilities. Lisa was understanding at first, but it started to strain our relationship.
Around Valentine's Day, my wife found my other phone and our relationship was at risk. I asked Lisa for some space, to sort things out at home. After a few weeks, we tried to rekindle what we had, but things weren't the same.
Lisa began to distance herself from me, trying to reclaim her old lifestyle. My non-drinking habits and more reserved personality seemed to bore her. Despite my attempts to hold onto her by expressing my deep affection, she constantly tried to break it off.
Nine months into our relationship, Lisa said she needed time to think and went out of town with a friend. When she returned, she seemed changed. She revealed that she had met someone on her trip, and they were planning to get married.
I was shocked and hurt, feeling like I was being replaced so suddenly. I tried to convince her to meet me, perhaps in an attempt to get some closure or to hold on to something that was clearly over.
When she returned to work, she handed in her resignation, stating that she was moving to a new city with her future husband. The pain was immense, and in the heat of the moment, I ended up saying things I regret. I felt like I was being painted as the villain, even though I felt that I too was a victim of circumstances.
Looking back, I know I could have handled things differently, especially in communicating with Lisa. But here we are. AITA for how things unfolded?
submitted by
False-Climate-5016 to
AITAH [link] [comments]