Mta reduced fare low income

Hi Everyone, I'm seeking advice regarding a challenging situation we're facing. Last month, my girlfriend broke her arm while snowboarding. At the time, she was working as a contractor through an agency called Actalent, which provided her with benefits. After consulting with her doctor, it was determined that she needed surgery to repair her arm. The doctor explained that without the surgery, the bone would likely slip out again due to her active lifestyle. Before proceeding with the surgery on April 14th, the hospital obtained pre-approval from my girlfriend's insurance. We were initially informed that the pre-approval went smoothly. However, we recently received a bill of $32,000, as the insurance plan she had only covers appointments and non-emergency services. It appears there was a misunderstanding, as we were not aware that the surgery would not be covered despite receiving pre-approval. We do not have the means to pay the full amount, and the prospect of monthly payments of $200 for the next 24 years is just insane and depressing. We have made several phone calls to both the insurance company and the hospital (Palo Alto Medical Foundation through Sutter Health). We are also in the process of applying for a charity grant that assists individuals with low income or those without insurance. Although my girlfriend's income qualifies for the grant, we were advised that it may only cover a portion of the $32,000. We are feeling quite overwhelmed and uncertain about what to do next. While we are considering seeking legal representation to address this matter, it would involve additional costs. We believe that the hospital bears some responsibility for not informing us about the surgery not being covered despite receiving pre-approval. Any advice or suggestions would be greatly appreciated as we navigate this difficult situation. Thank you for your help!

Hi Everyone,
I'm seeking advice regarding a challenging situation we're facing. Last month, my girlfriend broke her arm while snowboarding. At the time, she was working as a contractor through an agency called Actalent, which provided her with benefits. After consulting with her doctor, it was determined that she needed surgery to repair her arm. The doctor explained that without the surgery, the bone would likely slip out again due to her active lifestyle.
Before proceeding with the surgery on April 14th, the hospital obtained pre-approval from my girlfriend's insurance. We were initially informed that the pre-approval went smoothly. However, we recently received a bill of $32,000, as the insurance plan she had only covers appointments and non-emergency services. It appears there was a misunderstanding, as we were not aware that the surgery would not be covered despite receiving pre-approval. We do not have the means to pay the full amount, and the prospect of monthly payments of $200 for the next 24 years is just insane and depressing.
We have made several phone calls to both the insurance company and the hospital (Palo Alto Medical Foundation through Sutter Health). We are also in the process of applying for a charity grant that assists individuals with low income or those without insurance. Although my girlfriend's income qualifies for the grant, we were advised that it may only cover a portion of the $32,000.
We are feeling quite overwhelmed and uncertain about what to do next. While we are considering seeking legal representation to address this matter, it would involve additional costs. We believe that the hospital bears some responsibility for not informing us about the surgery not being covered despite receiving pre-approval. Any advice or suggestions would be greatly appreciated as we navigate this difficult situation.
Thank you for your help!

Recently moved into a new apartment and not sure how well soundproofed it is. I am most worried about the thumping from the bass rather than the overall volume in general. Do you guys have any 'low hanging fruit' type tips for things that you do to minimize bass travel? I don't know much about this stuff but I am wondering if there is some sort of pad that I can put underneath my speakers or table to reduce the bass travel to the people below me.
Any advice is appreciated. Thanks in advance.

I've thought this through from every angle and need to know if we are making a terrible financial decision or if there are better suggestions out there.
Financial stats: DINKs, $130K gross income, $7,800/month net. No cc debt, cars paid off. $18K owed in student loans (applied for loan forgiveness). ~$70K down payment in HYSA, ~$8K emergency fund reserves. Credit scores: high 700s. No kids but we have 2 aussies, 1 husky, and 1 cat.
We live in a VHCOL area (Ventura County) and rent a 2bd/1bth (800 sq ft) condo for $1,650. With our remaining expenses relatively low, we have been able to save $3.5-$3.8K per month towards a down payment.
I've lived here since 2014 and the landlord is pretty hands-off. No issues with us having pets and he hasn't increased the rent in years. Rent is low because the condo is old (built in the 70's) and there is deferred maintenance needed, original windows, and mold from the bathroom spreading to both bedrooms. We've notified LL about the mold for years but it has not been remedied. In April, LL notified us he plans to sell the property in July.
LL plans to do a 1031 exchange and sell it for $420K. We found comps for the same condos in the community that sold in 2022 for $390-400K. These condos were fully renovated w/ new appliances, new windows, etc., so we offered $350K, considering the condition and mold damage. LL declined and still plans to list at $420-430K. If we were to buy at asking, we need to completely gut the bathroom. We have no idea the extent of the damage until we open up the walls. Guessing anywhere from $30-40K to replace all the wood, drywall, and full bathroom reno, putting our final price for the condo at $450-460K. We think this is a crazy price for their tiny, old, moldy condo. We think they'll probably get asking price because inventory is so low in our market. But until that happens, we have to be proactive and find a place to live.
First, we looked for rentals. It is extremely difficult to find a place to rent w/ pets. Condos/apartments in our area at $2200-2500 would be ideal for our budget, but we have too many pets. Home rentals range from $3000-4000, before factoring in monthly pet rent. We've been quoted anywhere from $50-$200/per pet (yes, one guy told us $800 extra per month to have them there). It is stressful and disheartening to find places that fit our budget, claim they accept pets, only to apply, pay our fees ($45-55/applicant), and then be ghosted. We started searching in April. Even without pets there is a shortage of affordable rentals. This would be a difficult situation for anyone.
We don't feel ready to buy with such a low down payment, but spoke with some lenders, found a realtor, and are pre-approved for ~$740K. This is a VHCOL area with low inventory and home prices are continuing to rise despite interest rates going up to 7%. The market slowed down a bit last winter, but it picked back up strongly in the spring. Decently priced homes are going for over asking; we would be right in the middle of bidding wars.
We don't think it is financially sound to buy at these prices, with our income, and such tight inventory continuing to drive prices up. This would put monthly housing costs at 50-60% of our take-home pay. It just doesn't make sense. Since we're pushed into a corner we started exploring other options.
We looked into manufactured homes. We found a double-wide trailer built in 2006 listed at $210K that qualifies for financing. If we haggle the sellers down to $180-190K, we'd need to finance ~$140K, at ~$1.2K/month. Monthly land lease is $2K. This would make our monthly housing cost ~$3.2K, or 40% of our income, and once we pay off the loan, about 25-30% of our income for the land lease, factoring in potential annual increases. We can then re-build our down payment fund, sell the mobile home at a loss for $80-$90K in 4-5 years, and possibly walk away with something.
The positives are: it's in a nice area with parks and walking trails nearby, newer mobile home with little maintenance needed, and only 1 neighbor to the right. Minimal commute for us both. Fully fenced areas for dogs. Major positives are that we can keep our pets, not be house poor, and continue to save. The ages of our pets range from 5-10 years old, so they will be with us at least another 5-7 years.
The negatives: everything from mobile homes being a sinking money pit, immediate depreciation, being at the mercy of space rent increases, and the stigma of living in a trailer park. I saw the recent John Oliver segment on mobile homes too and I know this is not the ideal situation.
Are we thinking straight here? Does it make sense? Is it a better idea to buy the moldy condo even though it will be almost 1/2 a million, or buy the mobile home?
It feels like we're f*cked either way, so we are essentially choosing which way we want to be f*cked. If we had another 5-6 months to ride out the spring/summer market, hoping prices start coming down again in winter, that would be ideal. But we don't know what will happen with the market and we need somewhere to live.
TL;DR - Landlord is selling the condo where we live in July. We need to move but can't find an affordable place to live with our pets. With our income/expenses, does it make sense to buy an overpriced condo/home in this real estate market, or consider alternatives like a more affordable mobile home?

How would you set up your financial plan for 1 year if your housing+utilites, 3 meals every day, transportation, and insurance (dental included) were all paid for by your employer? Income is only $3,000/mo after taxes
Financial background: -No debt besides $11,000 in student loans, which I'm hoping will be forgiven -No car expenses, housing expenses, phone bill, insurance bills, etc. -only $2,725 in Wealthfront's HYSA 5.05% for 6 months and 4.55% after that -$288 in Roth IRA, I just started investing 8 months ago -my employer doesn't do any matches, unfortunately -No pets or children, yet -My boyfriend and I have the same financial mindset so we opt for low budget dates and plan ahead for big ones (dates/vacations)
I (27 yo) know I don't have the most secure financial situation and it makes me really sad/anxious, but this job opportunity seems like my way out of a terrible position and I just want to do it right-- so any suggestions would greatly help me! Please let me know how you'd set up your financial plan for the year.
Also, I was wondering if $3,000 is a decent take home if let's say I was paying for all of those expenses? Should I ask for a raise when the year is up? Should I take on another job/side hustle?
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Your comments are highly appreciated!

(Part 29 of a series) The Retail Punishment in Clovis
Considering the upcoming Jun 5 hearing, this is an important installment outlining a path forward for vigorous recovery.
Four sections:

1. Who benefits?
2. Who do we go after?
3. The scene of a crime
4. Mechanism for shareholder recovery

(1) Who benefits?
Who are all possible beneficiaries of the poor sale outcomes that are being attempted to be finalized?
(a) Large BP
Two other PARP inhibitors (Lynparza and Zejula) are doing annual revs of $1.5 bn, and these are not even peak sales. How convenient would it be to eliminate a competitor right on the verge of first-line approvals that would cut into their existing sales?
I find it galling that Astra Zeneca is part of the UCC when it is in its interest to eliminate Rubraca as a competitor.
The true promise of Ruca would be when it is sold ‘up’ to a stronger BP who can go to market with strength and also pursue trials for other indications. On the contrary, Ruca is being proposed to be sold ‘down’ to an insignificant player, in effect ‘burying’ the drug for good.
There are clear antitrust matters at play here that need to be dealt with.
(b) Creditors with short positions
All creditors are bundled up in one committee which does not represent their actual economic interest.
Some creditors may have short positions that far exceed the value of their debt extended to Clovis. They would then be happy with *some* recovery but most definitely an elimination of equity. That would maximize their return.
On the other hand, some creditors are creditors in the true sense, only interested in their recovery.
My reading of the situation is that the major creditors do have massive short positions, and the ‘true’ creditors only have modest amounts at stake which is not worth fighting for.
An SEC initiated share count would help clear up matters. While it is perfectly fine to have short positions, it cannot be used to damage the interest of a separate class.
(c) Pat and other Clovis officers
They have structured things in a manner that they could still have assets even after eliminating equity. First is Luci which they would still have control over since it is outside of the filing. Second is the back-door to Ruca that may be invoked at the opportune time. Third, they have a complicated offer for NOL that they may still pursue.
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(2) Who do we go after?
The answer is simple: We go after all those that have a fiduciary duty in this case. While BP and Creditors may have pulled levers, it is harder to prosecute, so we go after company officers that are immediately responsible.
As we turn the screws on the company officers, they will either choose to shift blame on the others (very unlikely) or somehow defend their indefensible behavior.
The concept of bankruptcy fraud (either hiding assets or undervaluing assets) can only have meaning if there is a basic standard to compare fraudulent behavior AGAINST. If no such standard or threshold existed, then how would the possibility of fraud even exist?? Anything that company officers would do would be protected and beyond question. That is not so. The three fiduciary standards are the lens through which potential fraud can be posited, explored, and prosecuted.
(3) The scene of a crime
There are numerous items that indicate outcomes that are contrary to the fiduciary responsibility of the officers. I will divide them into two parts, the first ones strongly indicative of fraud, the other being supportive in indicating fraud.
(a) Strongly Indicative
(1) Liquidation plan eliminating equity even when a particular asset is outside of Ch. 11.
The company paid $200 mn. for Luci and in their own filings have mentioned that further trials were promising but not pursued due to funding issues. That initial purchase price along with the cost of further trials came from shareholders. How can the remaining Clovis entities (or the Liquidation trust) have the assets if equity is wiped out?
This clearly indicates a BK filing that at its origination was already against the equity class to whom officers have a fiduciary responsibility.
(2) An FDA approved, revenue-producing drug is being proposed to be sold for NEGATIVE dollars!
Will the court take cognizance that an asset sale which is claimed to be exhaustive and competitive leads to a negative value outcome? Are we being told that the sale order included inventory to begin with, and all these bidders were submitting bids that were LOWER than inventory book value?
Ch. 11 liquidation allows officers to formulate terms. However, when the outcome is so contrary to the recovery of creditors and equity, each and every CRITERIA and DECISION leading to that outcome is under question, and investigated for fraud perpetrated by officers.
(3) The liquidation plan was filed well before the auction results of the assets
The whole point of an auction is price discovery, how much will market entities compete to pay for assets? This is particularly important in the context of Athena success and the likely approvals for first-line. Clovis currently has no drugs in first-line, so how can they claim to have any idea of what that breadth of indication will be valued for?? Let the bidders who are much larger BPs come up with that determination.
But no, instead of waiting to see the auction results to file a liquidation plan, that plan was one of the earliest artifacts of the Ch. 11 process. This indicates that shareholder elimination was an objective of the filing to begin with.
(4) The magical appearance of the $500 mn in debt
This is in line with the point above. Public companies do not magically discover debt. Such a large debt could not have been post-petition. If pre-petition, it could not have been incurred in a quarter or two. This company is filing with the SEC every quarter.
The timing and amount of this debt is indicative of further reducing the likelihood of equity recovery by moving the goalposts. After first bringing up that debt and then going silent on it is indicative of their guilt in this regard.
[VERY IMPORTANT: I need to check some details relating to that magical debt in documents provided either by Clovis or E&Y. Those that can point me to those materials please do so in the comments. If you have it in soft copy, please email me at jacaranda dot bloomed and then ‘at’ with domain being gmail dot com.
This is truly important! Please PITCH IN with your help here.]
(b) Supportive
(1) Clovis have indicated in their filings that two of the criteria employed in choosing bidders was guidance from Pfizer and an aim to minimize transaction costs.
Both are in opposition to maximizing recovery. Pfizer has a PARP product Talzenna so there is a conflict of interest. We need to see the full list of bidders that were either included or excluded due to Pfizer along with the reasoning why.
Transaction costs are completely irrelevant if the higher bids completely cover those transaction costs. It’s like saying ‘I won’t include Big Pharma because of transaction costs’. What the company officers are omitting is that those very BP can put in bids which far overshadow the (higher) transaction costs.
We need to see the full list of bidders that were either included or excluded due to transaction costs along with the reasoning why.
(2) The Rubraca sale outcome is completely contrary to the EU distribution rights being explored previously.
Those EU distribution rights were in the region of $250 mn with Orion. How much larger is that sum compared to the full upfront value of $70 mn that is being proposed with Pharma&.
The outcome of auctions need to align with previous valuations and offers. If a particular outcome (NEGATIVE value for Rubraca) is such a strong outlier, it indicates a deficiency or fraud in the process to arrive at it.
(3) Not disclosing documents and last minute filing dumps
UST had clearly filed that it reserves the right to object to the sale order when it gets filed. It was held back by Clovis. Separately, Exhibit F was listed but not disclosed until much later.
The whole basis of court procedures is to make documents available that allow them to be objected to. By not doing so, and pushing opposing counsel to short deadlines, is not acting in good faith, and indicative of an intent to manipulate proceedings.
(4) No recovery of NOLs
Equity contribution has been in the range of billions leading to the sizable NOLs. Creditors, in contrast, have only a $900 stake. The tax benefits on the NOL are in the $200 mn plus range which is far greater than the upfront payments obtained for both FAP and Ruca combined.
Not pursuing the NOLs again indicates negligence in maximizing recovery.
There are other supporting points but I’ll stop here. Please share your own thoughts in the comments of OTHER REASONS that indicate fraudulent or fiduciary-opposed behaviors.
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(4) Mechanism for recovery
Here are my thoughts on the immediate steps that we need to do to work towards a proper recovery for all stakeholders:
(a) An immediate referral to the DOJ Antitrust division
The debtors have gone on the record that Pfizer had input into the choice of bidders. Also, AstraZeneca is represented in the UCC.
The unfortunate outcome here is that a MARKETED Parp is being effectively buried in the hands of an insignificant overseas company that is much smaller in scale and expertise compared to Clovis itself.
This is being done to the drug that is displacing the SOC for Prostate Cancer after two decades. Unbelievable!!
(b) Full documentation on bidders that were included or excluded on the basis of each criteria that was exercised.
Clovis and PWP needs to be compelled to produce all names that were excluded or included as per each criteria. Instead of well-funded BPs in the final round we have OVERSEAS bidders that made the cut, with whom it would be harder to claw back assets. One does not reach such outcomes by accident. This outcome has been engineered.
(c) Petition the judge to liquidate under Chapter 7
Ch. 11 allows officers to set the terms of liquidation. However, now that the outcomes are available we see that:

1. Creditors have very low recoveries
2. Equity has no recovery
3. Rubraca is being proposed to be sold for negative dollars

It would be hard to argue that it would be difficult to obtain worse outcomes than what the officers have obtained for us.
A simple and direct way to get much better recoveries is for the judge to have it worked out as a Ch. 7 under court supervision.
The new terms will be AS FOLLOWS: Clovis as a whole is up for liquidation. This includes FAP, Ruca, Luci, 3b programs, and NOLs. The minimum bid will be set at about $900 mn which is the total creditor liability. All companies that can reasonably meet this bar and put a nonrefundable security deposit will be allowed to the data room. All interested parties must put in a single maximum bid by the deadline. Highest bid wins.
There are three possible outcomes:

1. No company bids the minimum bid: Fine, we go with the offers that Clovis has already obtained.
2. Exactly one company bids exactly the minimum bid: All creditors can go happy, they are fully made whole. All equity is wiped out.
3. One or more bidders bid more than minimum: Creditors get paid in full, and equity gets everything left over, however little or large. That is what the equity upside is all about.

Who can object to the above maximizing of assets? Step up and say why!
Obviously more detail is needed to flesh out the above, but it is completely aligned with recovery for ALL stakeholders, and preventing any antitrust concerns. Since it will be under the auspices of the court, it will be reassuring to all parties.
The above kind of liquidation protects all parties since Clovis officers have indicated their mal-intent and fiduciary opposition to equity in a VARIETY OF WAYS.
Ch. 7 liquidation will be much more applicable in this case considering the abysmal Ch. 11 outcomes that the debtors have obtained.
And yes, the US DOJ and SEC need to be fully committed to seeing this through. We are setting a criminal precedent for the future if company officers can bury FDA approved, revenue producing drugs in the manner that Clovis officers are proposing here.
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Poster: Jacaranda Bloom
Reddit user ID (bookmark or follow): Timely_Huckleberry97

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This is the first chapter of a short story I'm working on. Surely there will be two, or maybe three chapters, no more than that. I hope you like it, and thanks in advance for reading.
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The strong wind of the night was freezing, the trees moved abruptly creaking under their own weight, Jonha watched Kelly sleep while wondering if moving to his grandfather's farm had been a good idea, he knew nothing about crops or animals, hadn't even managed to get the heating to work, computers were his thing, not manual labor. What did he know about running a farm? What did he know about animals? What did he know about the harvest and planting seasons?
While he was immersed in his thoughts, he did not realize that the room had begun to light up slowly, but when the light became more intense, he thought that some vehicle was coming to the house. Without waking his wife, he got out of bed and went down to the front door. Looking out, he saw nothing, just the moonlit field. He decided to take a jacket and go out to make sure everything was okay, he walked around the outside of the house enduring the cold wind that hit his face and pierced the thin fabric of his pajama pants. Before going up the stairs to the porch he had fainted.
When he woke up found himself sitting alone in a metallic chair, a dim opaque light wrapped him like a cloak but he could not see its origin. The wind that had made him tremble with cold was not found, but the temperature was low. Beyond the barrier that was generated between darkness and light, nothing could be seen, although he felt that someone was watching him, no, not a someone, several someones were looking at him from the blackness, they were everywhere studying him as if they were predators, predators playing with the dinner, he couldn't make a sound, in his mind the seconds became an eternity, the muffled sounds around, the whispers, their breath occupying every inch of the shadows, terror beginning to take over his body, the tingling at the tips of his fingers, the electric shock on his back, the spasmodic contraction of his muscles, his rapid and short breathing, his dilated pupils trying to spot some figure in the blackness that surrounded him like an impenetrable nocturnal jungle, he was spinning in his place preparing for the attack from all directions, an attack he could not defend, he was dead he knew, Kelly, Kelly, Kelly, he repeated in his mind, Kelly, Kelly, Kelly, turning once more he saw it, standing in front of him. It watched him with its eyes black as the moonless night, without expression, without soul, he could not contain the cry of terror that seized his throat.
Haaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaa!!!!!!!!!!!
The face distorted in a primitive, animalistic way as he screamed in horror, the blood froze in his veins, his heart beating so fast it seemed to have stopped, his shocked nervous system unable to do anything but keep it frozen in place. Then he fell unconscious for the second time.
When Jonha woke up, found himself in the same situation, sitting in the metal chair surrounded by impenetrable darkness and illuminated by dim light. He understood right away that wasn't a dream, hadn't imagined it. His breathing began to quicken, his pulse to rush, it was all happening again.
Relax Jonha - said a soft and calm voice - I just need to talk to you.
What the fuck are you guys! – Jonha shouted, more as a way to get rid of some of the fear that was eating him inside than to find out what was happening.
I am going to answer all your questions, we are not here to hurt you, I need you to calm down, if you wish, I can offer you drugs so that you can achieve it.
That? What are you talking about?
I was asking if you want drugs to appease your state.
I don't want anything, I just want to leave!!
At the moment it will not be possible, since I need your assistance.
I want you to let me go, now!!!
A kind of gaseous cloud moved through the place as if it had a mind of its own, focusing on being absorbed by the panicked human. Jonha began to feel more serene and focused, his fear dissipating like mist on a warm morning, he saw everything clearer. If he answered the questions of these beings he could buy time to escape or they could even let him go.
How do you feel now Jonha? - asked the voice from the dark
Better thanks. Why am I here?
I need to ask you some questions, after you answer them, you will return with your partner Jonha.
Questions?
Yes Jonha, it's an interview that won't take more than a couple of hours. At the end you will be left in the same place where we found you.
How can I be sure you are telling the truth?
I have no reason to hurt you Jonha, and if I did, I would have already done it. Also, you don't have any type of ties, I want you to be as comfortable as possible. I apologize for introducing myself to you Jonha, I understand that my appearance upset you, and upset is the least I want you to be. That's why I'll stay here, out of your sight.
So just a few questions and then you gonna let me go?
That's right Jonah.
So let's get started, the faster we do it the faster I'm going to go. it isn't ?
Very good. I need you to say your name and date of birth Jonha.
My name is Jonha Taylor, I was born on June 3, 1989.
What is your occupation Jonha?
I am a software engineer.
What is your partner's name and date of birth, Jonha?
What does she have to do with all this?
I need you to answer, please Jonha.
No. She has nothing to do with all this.
I need you to answer Jonha.
Why is it so important that I talk about her?
It's part of the interview.
I'm not going to talk about her, and why do you repeat my name so much?
We have found that repeating the interviewee's name reduces disagreement and aggression, while helping the interviewees to cooperate and relax Jonha.
Let me tell you, your findings are shit. I don't know anyone who is reassured by hearing his name repeated 100 times in 5 minutes. Do you want me to calm down and help you?!!!
It is the reason why we are here Jonha.
OK. First, you have to stop saying my name every other word. And second, let's make a deal, I answer your questions and you answer my questions.
After a silence that seemed like a century, the voice answered - Okay Jonha.
Where I am? Why am I here?
You are in an interrogation room, you are here because we need to ask you some questions. Now I need your partner's name and date of birth.
Her name is Jenny Smith, she was born on October 4, 1992.
That's not true. If you want to return you need to be honest.
I'm being honest.
We can take all the time you want until you tell the truth.
Why do you need to know about her?
Like I said it's part of the interview. Please answer the question honestly.
Okay, her name is Ceallaigh Taylor, she was born on May 18, 1990.
How long have they been a couple?
About 7 years I think. Where exactly are we?
As I already mentioned, in an interrogation room that has been specifically designed for that purpose. What is your favorite food?
The question completely interrupted Jonha's train of thought, his mind went blank and he could only stare into the darkness, forming a surprised expression and being completely honest, looking pretty stupid.
What do you mean, what is my favorite food?!!
I mean what is the food that you most enjoy consuming.
Jonha needed a moment to think about the answer, there were several culinary options that he enjoyed, pizza, no, no, pizza was something that he enjoyed when he was young. Fried chicken? no, lately it had generated several episodes that ended in long hours sitting on the porcelain throne. Lasagna, of course lasagna, Kelly made a wonderful lasagna and accompanied it with an exquisite bolognese.
Lasagna with bolognese sauce that my wife makes, I don't understand what significance this has. And I know I'm in an interrogation room, what I mean is where is this interrogation room?
In my ship - answered the voice calmly.
In your ship? what ship? Where are we?
We are in what you would call a spaceship, orbiting the planet.
Orbiting the planet? what planet? – Jonha asked, afraid of the answer.
We are orbiting the planet.
Does that mean you are an alien? Was I abducted by an alien? No, that is impossible.
Denial in a situation like this is completely normal, if you wish you can run and try find a way out, or we can provide a droid for you to violently attack. The choice is yours.
How can I know that this is true? Maybe, you are a bunch of crazy looneys who enjoy kidnapping people and asking them food questions!!!
If you wish I can prove to you that I am telling the truth.
How?
Slowly to Jonha's left the darkness gave way to a blurry light at first, but then more defined. A kind of observatory appeared next to him, revealing the outside. There it was, the planet in all its magnificence, the atmosphere gave it a halo of timelessness. He could see the Amazon, then Patagonia, Antarctica, the vast oceans, Australia. Without a doubt, that was earth.
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In the most recent Video, Crytek (or rather its Franchise Manager) announced, among other things, that there will no longer be Rewards from playing matches with the next patch (1.13).
Let me present the case:
Hunt is in the silver tier of the "Best of 2022" Steam Showcase. There, Steam puts games into tiers from Platin to Bronze. The games are place based on Top Gross income. Since we do not have exact numbers we can only put them in perspective:
Hunt made more income in the year 2022 than games like Terraria, BF 2042, Path of Exile, The Witcher and many more (see links above). A lot of these games are not unknown to most ears.
So? What is this money spent on?
Let's have a look:
Servers:
We have servers that on average run on 30 ticks, so overly simplified, the server is doing calculations in 30 FPS. In Comparison, 128 tick servers are present in Valorant and CS:GO, which is an unrealistic expectation, but atleast 60 Hz or 30 Hz while loading in all Mobs in an idle state should be possible in 2023. Granted, the servers need to calculate a lot of A.I movement but the term "Hunt servers" is already put up in a negative light.
Anti-Cheat and Cheater consequences:
Quite frankly, it's awful. With stories like this, this and this really giving the impression that Crytek is not even permabanning cheaters, or do not act on soft cheaters.
Furthermore, Easy Anti Cheat, Epic Games' Anti-Cheat service is free for game developers. Data Security and Internet Privacy concerns aside (Tencent), the last news blog on cheating was about 3 years ago. We do not know when the last EAC update was either. I can't help but feel that this cat and mouse game has a cat napping near the stove.
Removal of BB Rewards for the Tutorial:
With the introduction of the new Tutorial, the BB Rewards from the previous "Tutorial" was scrapped entirely from 250 BB to 0. While it was reduced 2 years prior from 800 BB to 250 BB. That little change somehow didn't make into the patch notes but I am sure it just wasn't worth mentioning.
New Patches bringing new bugs:
From the Lemat Bug, to the Reload Bug, to the floating tools Bug and Hunt servers not being able to count reserve ammo or how many throwing knives/axes you picked up. Yes, we are getting there, and yes some get fixed. But it is pointless when 5 bugs are fixed per patch, and 5 new ones take their place.
This patch alone we had:
FPS drops when closing the map (quite noticeable when playtesting don't you think)
Weapon Holster on saddles dropping your main weapon when canceling (Weapons are exchanged in almost every game from downed hunters, why is this bugged?)
Completely unrelated to any changes: Hornskin somehow takes away any blunt damage reduction from your teammates, making you oneshot from Winnie Cen. Trauma or Hammers.
Saddle Bags previously were able to give you 5 consumables with Packmule, now it was "fixed", and instead of giving you 5 consumables, it just removes 1 consumable (from a consumables that has 2 charges) - They are, after all, toolboxes that have a different item pool.
An Saddle Bags sometimes not appearing for every Player.
The 1.12 Patch note is also the first Patch note on the Steam news tab that has the update info and Fixed bugs and known issues separated. Previously they were included at the end of the normal patch notes.
The last social media post about the Q & A Team playtesting Hunt was in 2019, I hope they are still doing good :)
Battle Passes get cheaper:
Let's see if they have the same amount of Quality and Levels as previous Passes. Also to do the math: To get 1000 Blood Bonds, you would need to play 50x20 - 20 consecutive Weeks, which is like 5 months to get a Battle Pass which is free to play.
New content:
Yes, I can't leave that one out, if I want to be fair. Good content is good and nice, and necessary to increase player count and player retention. However, what Hunt needs right now is QoL features and improvement of existing systems (and don't try to fix systems that already work fine *cough* up and downstair sounds and MMR system). Hunt needs an operation Health and I hope this goes hand in hand with the announced Cryengine update.
---
Did I forget anything? I mean they added Charms, and Charm rarity shortly after - so that's nice for Crytek. I kinda wished we would have seen those changes mentioned in the dev stream so chat could have Q & A with the devs afterwards, but a seperate video is also one way to do it.
Please, don't remove BB rewards for playing the game, for engaging with the game so that those who do do indeed buy BB and DLCs have (same skilled) enemies to play against. This change is extremly anti-customer and punishes players that play the game daily and regulary. Those who make up most of your player numbers.

I was told 2 weeks ago that my job role is being made redundant, the company that I work for is now under new ownership who are making cuts across the entire business.
As of last week I am in the 30 day consultation stage of my redundancy, the company has said they are looking for alternative employment for me in within another department in order to avoid redundancy completely but I'm not so hopeful. And I also have doubts about staying in the business if the ownership is keen on making cuts across the entire business.
There are others in my team who are at risk but for them they are just reducing the numbers, it's different for me as they're looking to completely get rid of my job role which means I'm not even eligible for voluntary redundancy.
My background is that I am a computer Science Graduate and have been working at this company for 5 years as a business analyst/administrator. I also have experience in Web development and I'm looking to sharpen my coding skills and learn new skills such as python programming.
I have been applying for other jobs since I've been told of my redundancy but haven't had any responses so far. I'm really anxious as I don't know what to do next, I was considering freelancing but wouldn't know where to start! But at the same time I would like to immediately have an income after redundancy due to bills etc.
I'm really anxious about my situation, what can I do?

My wife is currently 14 weeks pregnant with triplets. The pregnancy started as quads and we live in a red state. At the early stages of the pregnancy we went across the border to a blue state to discuss fetal reduction. After the consultation we found out that insurance won’t pay for the procedure effectively making the decision for us since we can’t afford a $10,000 procedure. Fortunately one of the babies selectively reduced on its own leaving us with the triplets. We are a low middle class family so the costs of everything has already made our stress skyrocket but we got reassurances from our parents that they will help us with a lot of our concerns. My job does not provide health insurance so we have to rely on my wife’s job to provide insurance for the family. My wife is an LPN, and due to budget cuts we just found out that the company she works for is closing the building she works in. So my wife is going to have to try to transfer to a different job which will 100% mean that she has to take a pay cut. But who is gonna want to bring in a nurse whose only gonna be able to work for at most 2 months before going on bed rest/ maternity leave? I’m trying so goddamn hard to keep my shit together but every Fucking day it feels like I’m inching closer to losing it. My wife is due in hopefully October and now we find out that student loan payments are going to start back up in august. Everyone keeps telling me that it’s all gonna work out but how is everything going to work out? Nothing in my past has shown that stuff is going to work out in our favor. We’re so fucked.

Remember this?

• Added 6/16/2022 Increase to Minimum and Maximum Weekly Benefits, as per "2021 Average Annual Wage "

Me neither.
Anyhow, they have to do this every year. They estimate the maximum of minimum weekly benefit amount based on the average wage. In 2021 it went up an extreme amount because it was based on the average wage of the previous year, when, an enormous amount of low-income people lost their job due to the pandemic. ^{[Queue distopian dirge sonata]}
Because the unemployment rate is so low and so many people are back to work this is going to cause the average wage to decrease, because the low income earners are all back to work.
This is a benefit type that doesn't have a cost of living or inflation adjustment. It's just based on the average incomes of all washingtonians.
All that is changing is the maximum amount and the minimum amount. How the weekly benefit is calculated is not changing. It doesn't. So this will affect the lowest income earners who qualify for the minimum weekly benefit, and the very high income earners who qualify for the maximum.
I expect a pretty significant drop in maximum and minimum weekly benefit amounts for claims that are filed after the Sunday following the start of the fiscal year, meaning that claims filed on Sunday June 4th, 2023 will likely have the previous weekly benefit amounts and anything filed after is going to have a reduced maximum and a reduced minimum.
If you're currently receiving severance and we're a very high earner (minimum gross income of $25,500 per quarter) and following this community to determine if and when you should apply, this is a massive curve ball. I know. I would have made this post sooner but I had the g--damn water leak at my house that is totally absorbed all time and effort for the past 3 weeks.
So, if this is you, you should apply immediately and we should have a conversation about all the stuff related to the initial eligibility megapost

• Added 5/31/2033 Expect a DECREASE is Max/Min Weekly benefit amounts for claims filed after June 4th, 2033

I'm tired of driving back and forth to my partner. It's been 2.5 years long-distance and it'll be another 2 years before we can even think about living together. I feel like we're stuck in this phase where it's just me driving back and forth to them. I work full-time, sometimes part-time and keep busy with hobbies. I rent a room b/c I honestly cannot afford to live alone on my salary. I've had shitty situations with roommates in the past. My partner is a full-time student in a doctorate program. I've noticed that both of us have gained a significant amount of weight throughout this relationship. I'm honestly afraid to look at the scale at this point. I've picked up really bad eating habits with them. I think this relationship brought on a different type of stress than I've been accustomed to.
The first year I met them, they weren't in school. So dynamics were a bit different. Lately, I've been reflecting and I feel like I give up my time, gas money, and energy to spend time with them when they have time. I've tried to be accommodating b/c school comes first but I have not been able to put myself first in this relationship. Even when I visit, I'm limited on the hours I can visit. Also they do not have an income so it's been very difficult. I've taken the financial responsibility to offset the costs of our dates, activities, events, or whatever. When we spend time w/ their family, that costs even more money that I cannot budget for or even expect b/c it just happens. Yet I make a pretty low salary for the cost of living in my area.
It doesn't feel fair to me. I'm always so exhausted and can't even stick to my budget b/c there are too many variables. They live rent free with their mom. They're currently full time in a doctorate program. So there is very little time for me. I've become accustomed to seeing them on a very rigid schedule. Sometimes we won't see each other for weeks. Texts/calls are limited in a way where I'm always told, "Well, I have to go or sorry to cut you off." At first I was very understanding and now I'm beyond frustrated b/c it feels like whenever I get comfortable in the conversation or with them, there is a limit and I'm cut off. Then other times it's like they're overwhelmingly wanting to spend time w/ me, in their time off affection, and etc... when I need to reacclimate to being around them in that capacity.
I'm not certain if I have the patience for another 2 years. I love this person greatly but this has been incredibly difficult and I find myself getting more and more frustrated even when we talk things out. I want to settle down. I want to live with my partner and start taking milestones towards settling down. I'm tired of the back and forth. I want to have a conversation without being cut off.
I've also been working on myself the past year. Started therapy, finding hobbies, and building social connections. Recently, I've been super involved in my hobbies. They came w/ me to one event and got upset w/ me, I felt bad, missed out on another event I planned on going to (even invited my partner) w/some friends but they weren't happy until I spent that time in the way they intended. I was so emotionally exhausted that I just cancelled everything for the remainder of the week. Another thing I cannot prepare for is when we're upset with each other and how draining that can be.They were mainly upset b/c they felt like I have a life outside of them and they're not included in my plans and they're struggling socially and they have absolutely nothing planned on their time off(they're doing clinical right now).I've literally planned so many of our dates in the past... I don't see why I always have to be responsible. It would honestly be nice if they planned something instead of expecting me to constantly take charge.I was also very upset and resentful that I didn't get to do the events I planned on doing and how I lost so much energy to do the things I wanted b/c of the whole situation.
I also feel like I want freedom, flexibility and my time back. I want to know if I intend to commit to something, nothing out of my control will prevent that. I've had to sacrifice so much for this relationship, time, money, inner peace, and energy. I've been really depressed lately and this relationship has only made it worse. They haven't even noticed that I'm actually depressed b/c they're so overwhelmed. When I communicate my frustrations or reasons why I'm upset they start crying and I feel guilty for saying how I feel or what frustrates me & it always goes back to how they're overwhelmed and how they can't handle things. I feel like I have to say what they want to hear b/c they're so sad but it's building resentment. Lots and lots of resentment. I am struggling with setting boundaries b/c for some reason I feel like this bad person when I try to. I don't know if this relationship is worth it. I don't know if I'm getting the things I need from it. I really don't know if sacrificing my sleep, my money, or my inner peace is worth the love, trust, and relationship I have with this person. I am so tired of going back and forth for nothing to change. I am so confused and cannot look at this objectively b/c they have made me feel incredibly loved, accepted, and make time/effort for me when they can. I just think the things I truly value from them aren't possible for a while and I don't know if this is something that'll pass with time or won't. They do make efforts in other ways but I'm honestly at the point where I don't think it's making any difference for me. I'm so conflicted between what I feel like I need and my love for them.

For reference I live in Canada :)
Hey guys,
I'm studying Business Administration, and I'm deciding if I want to specialize in Economics, Finance, or Accounting. I think out of three I'm leading towards Economics or Accounting. Overall I do find economics very interesting , but I'm not sure what actual jobs I could get with that or if I would need to continue my education. I know with accounting I would get my CPA and become an accountant but there's a part of me that feels like the pay in Canada for being an accountant is kind of low for how hard the courses are ( at least compared to America).
For anyone who studied economics as your bachelors, what did you do with it? What fields were you able to use your degree in? Did you feel like you had to continue your education? Did you do any co-ops/internships while you were in uni? Do you feel like they helped you get a job?
For anyone who studied accounting, how has the career progression been? Do you enjoy the job? Do you feel like the pay is good compensation for doing that much math lol. Did you do any co-ops/internships/job placements while you were in uni? Do you feel like they helped you get a job?
I'm low income as well, so I can't truly afford to only study for "passion" lol which is why I'm asking about career progression and furthering education. Thank you :)

It's been hard to find some voicelines from Zen and i started looking for a video that compiles every line and fortunately there was one and with OW1 voicelines as well! (pls take the time to comment your fav voiceline in the link, this video was a bit hard to find with only 145 views) so i took the time to timestamp each one, there are a lot that repeat and english isn't my first language there will be a lot of spelling and grammatical errors, feel free to correct me. Well without any further ado here it is:
https://youtu.be/aFU6OveTNQQ
0:05 uh? (idk how to describe it... WHEN DOES HE SAY THIS??¿¿)
0:07 Noise
0:08 Noise
0:10 "Now we have both learned something"
0:13 "I'm grateful for what we have taught each other"
0:17 "I do not punish when one seeks forgiveness"
0:20 "I envy ants for their clarity of purpose"
0:25 "Perhaps i can share your burden?"
0:28 "There is a new sadness in you brother"
0:32 "Yes we wondered how many other omnics were doing the same"
0:38 "Change often comes uninvited what you make of it is up to you"
0:44 "Every challenge is an opportunity to rise"
0:49 "I am happy to serve"
0:51 "Mmm.. interesting"
0:54 "A chance for us all to learn"
0:57 "Experience festivity"
1:00 "Right down the middle and the pitch"
1:04 "Here's a little jin(?) music"
1:06 "That's the ball game"
1:08 "There's no crying in baseball"
1:12 "You're out"
1:14 "He goes down swinging"
1:16 "It goes down swinging"
1:18 "She goes down swinging"
1:21 "Zenyatta on the mound"
1:24 "The iris consumes you"
1:27 "Listen to the whispers of madness"
1:31 "Darkness envelops all"
1:34 "Be consumed by the shadows"
1:38 "Curses and madness be upon you all"
1:41 "Be one with the darkness"
1:45 "Walk in shadow"
1:48 "We walk in shadows my aprenctice"
1:52 "Embrace oblivion"
1:55 "Frightening"
1:57 "Expierience nothingness"
2:01 "Trick or treat"
2:04 "Pass into the unkown"
2:07 "Zenyatta is here"
2:10 "Zenyatta is everywhere"
2:14 "We must guard the objective"
2:17 "They've taken possesion of him"
2:20 "He would(?) be lost without our guidence"
2:23 "The enemy has stolen away our friend"
2:27 "Our teamate has fallen"
2:29 "We've suffered a casualty"
2:31 "We have lost a teammate"
2:34 "The door will not hold much longer"
2:37 "The door will soon be reduced to kinglin(?)"
2:40 "I am restored"
2:42 "You have my thanks"
2:44 "One day i will repay your kindness"
2:48 Effort noise (kick probably?)
2:49 Effort noise
2:50 Effort noise
2:52 Effort noise
2:53 "It was nothing"
2:55 "You are welcome"
2:57 "A turret lies before us it is quite real"
3:02 "A turret is in our way"
3:04 "We must proceed as one"
3:06 "Apart we can not continue"
3:09 "We must come together then we may proceed"
3:13 "The payload is on it's way"
3:16 "The payload advances as it should"
3:20 "I am accompaning the payload"
3:23 "We must hold the payload"
3:25 "I'm under attack assistance would be appreciated"
3:29 "I require aid"
3:31 "On my way"
3:33 "No."
3:34 "We must rest victory from the jaws of time"
3:38 "Time is an illusion but he illusion it's about to run out"
3:44 "No snowflake ever falls in the wrong place"
3:48 "We are in harmony"
3:51 "Doubt shrouds you"
3:53 "What torments you"
3:55 "It is nothing personal, Genji"
3:58 "Why the look of gloom"
4:00 "Your distress betrays you, Satya"
4:03 "A shadow hangs over you"
4:06 "Your anguish comsumes you"
4:09 "You must accept the pain"
4:12 "This does not bode well for you"
4:16 "Chaos hunts your path"
4:18 "The path ahead is thorny"
4:21 "How ominous"
4:23 "Attachment the source of all suffering"
4:27 Effort noise
4:30 "Revive me so that i may re-join the fight"
4:34 "I am in need of reviving"
4:37 "I am seriously damaged"
4:39 "Life is more than a series of ones and zeros"
4:44 "We most protect our flag"
4:47 "Defend our flag"
4:49 "A detonator)? approaches we must not let it come near"
4:53 "The end approaches quickly to the robot"
4:57 "Our time draws near, grasp the opportunity"
5:02 "We most claim both the robot and our destiny"
5:06 "Our collective effort is leading us to victory"
5:11 "Let us be grateful for our advantages"
5:14 "Fortune smiles on us"
5:17 "A blessing to be among such capable hands"
5:21 "We should make our preparations here"
5:24 freezing noise
5:26 freezing noise 2
5:29 discomfort noise?
5:32 discomfort freezing noise?
5:35 freezing noise 3
5:39 "We must clear this area"
5:41 "Form is temporary the spirit is eternal"
5:46 "My apologies"
5:48 "I was mistaken"
5:50 "To err is human... or omnic"
5:53 "I require armor"
5:55 "I need armor"
5:57 "We must deal with this assassin, she continues to be a problem for us"
6:03 sigh noise
6:05 sigh noise 2
6:08 long sigh
6:10 deep breath
6:13 deep breath 2
6:15 "We must take the objective"
6:18 "Let us capture the objective"
6:21 "The enemies teleporter is here, destroy it"
6:26 "My ultimate ability is ready"
6:28 "Ready for transcendence"
6:31 "The enforcer still poses a threat"
6:34 "The flags destiny lies with another"
6:37 "Dropping the flag"
6:39 discomfort noise
6:42 discomfort noise 2
6:45 dicomfort noise 3
6:47 discomfort noise 4
6:50 discomfort noise 5
6:52 "Zenyatta is here"
6:54 "Advance the robot"
6:56 "Move the robot"
6:58 Discomort noise 6
7:01 Discomfort noise 7
7:03 more discomfort
7:04 "The flag returns"
7:06 "I have set the flag on its way"
7:09 "The assassin is over there"
7:12 "There she is"
7:14 "but intimidating nonetheless" (idk if this goes with the last one)
7:16 "Get back! she's on me"
7:19 "In 3... 2... 1..."
7:23 "3... 2... 1..."
7:26 "Get ready"
7:28 death noise
7:30 death noise 2
7:32 death noise 3
7:34 death?
7:37 more death?
7:39 "Let us push together"
7:41 "And now we begin"
7:44 "Destiny backens us towards our destination"
7:49 "My ultimate is charging"
7:52 more sigh noise
7:54 deep breath asmr
7:57 relieve breath noise
8:00 death fall noise
8:05 death fall noise 2
8:11 more death fall noise
8:18 "Hello world"
8:20 "The assassin is no more"
8:22 "Worry not she's been dealt with"
8:25 "Defend as one"
8:28 "Defend with me"
8:30 "Alone i am a tempting target for the enemy"
8:34 "Our numbers will soon be replendished"
8:38 "My allies will soon return"
8:41 "Farewell"
8:42 "Go in peace"
8:44 "I have found the enemy shield generator"
8:48 "My ultimate is almost ready"
8:50 "Understood"
8:52 "Acknowledge"
8:54 "Of course"
8:55 "Indeed"
8:57 "I understand"
8:58 "Understood"
9:00 "The door shutters)?"
9:02 "The door is heavly damaged"
9:04 "This life is not finished with you yet"
9:07 "We are still in need of you"
9:10 "Invisibility is not invincibility"
9:14 "You manifested your own fate"
9:17 "One often meets their destiny on the road the take to avoid it"
9:22 "Those who rush headlong into battle would do well to protect their heads"
9:28 "A great distance for one is but a step for another"
9:33 "Think first then leap"
9:36 "An easy target is not is not always what is appears to be"
9:40 "Foresight is as viable as speed"
9:44 "Ask for death and you will receive it"
9:48 "Remember Genji at your most powerful you are most vulnerable"
9:54 "Capture the flag"
9:56 "Let us take the enemy's flag"
9:59 "Be reborn"
10:01 "Oblivion embraces you"
10:04 "Fade into shadow"
10:07 "May the Iris embrace you"
10:10 "Be at peace"
10:12 "The wheel turns"
10:14 "The darkness consumes"
10:17 "Let us clear them off the objective"
10:20 "Our enemies are ceasing)? the objective"
10:23 "They are taking hold of the objective, we must stop them"
10:29 "Fortune favors me"
10:31 Laugh (AAAAAAAAAA)
10:34 "The iris embraces you"
10:38 "It is my pleasure to serve"
10:41 "There is no weakness in asking for help"
10:44 "Does who seek help will find it"
10:47 "Consider the alternative"
10:50 "The world is a dangerous place"
10:53 "The help is it's own reward"
10:56 "How amusing"
10:58 "The end is near we must not hold back"
11:02 "Time runs short, attack!"
11:06 "We must wrest the victory from the jaws of time"
11:10 "Time is an illusion but he illusion it's about to run out" (Again?)
11:15 "Press forward for time is not at our side"
11:19 "Time is off the escence let us attack"
11:23 "An erradicator be on your guard"
11:26 "She still poses a threat"
11:29 "The sniper still troubles us"
11:31 "Can i interest you in a snowball fight?"
11:34 "Do i think? Does a submarine swim?"
11:39 "The turret no longer exists"
11:42 "The turret is no more"
11:45 "The objective cannot take much more of this"
11:48 "Our objective will soon be destroyed"
11:51 "Mercy swiftly delivered"
11:54 "The more one takes the less one has"
11:58 "Accomplishment always follows effort"
12:02 "Tragedy unites many"
12:04 "My generosity extends to many"
12:08 "Perhaps we only exist in the memory of a person now gone"
12:13 burning? (noise)
12:17 burning
12:19 burning 2
12:21 more burning
12:24 burns
12:26 "Patience"
12:28 "The damage doesn't look as bad from up here"
12:31 probably getting charged by Reinhardt?
12:34 same?
12:37 AAAaaAAA
12:40 critical health
12:42 "The objective is no more"
12:45 "The objective has been eliminated"
12:48 "I require shields"
12:50 "I need sheilds"
12:52 "The assassin is gone for the moment"
12:55 "She's disappeard"
12:57 "Victory is our destiny but we must all play our parts"
13:03 "Stay steadfast and we shall win"
13:07 "Victory is within our grasp hold strong"
13:12 "We must see this through to the end"
13:16 "Let us hold out until the end"
13:19 "Time is on our side we must simply endure"
13:24 "I'm feeling unwell"
13:27 "My systems are compromised"
13:29 "Disabling security protocols"
13:32 "Your recognition honors me"
13:35 "The cards have selected me"
13:38 "Our enemies return with vengeance"
13:41 "Beware they have returned"
13:44 "The enemy is utilising a shield generator"
13:48 "Enemy shield generator destroyed"
13:51 "Hold the robot we must end their push"
13:55 "Recover our flag"
13:58 "We must retake possession of our flag"
14:01 "Peace be upon you"
14:03 "I greet you"
14:05 "Hello"
14:06 "Greetings"
14:08 "We must reclaim our flag"
14:10 "The enemy has taken posetion of our flag"
14:14 "Come to me for healing"
14:16 "Come here for healing"
14:18 "The path to healing leads here"
14:21 "A shoked tire bears down upon us)?" (i didn't understand a thing)
14:24 "Shock tire over the breach)?" (same)
14:27 "The enemy posseses a teleporter"
14:30 "Energy transfers between us"
14:33 "I believe i won this round"
14:36 "A telling blow"
14:38 "A touch of wisdom"
14:41 "What profound impact"
14:43 "Scadoosh" (HAHAHA WHEN?? from a skin??)
14:45 effort noise
14:46 effort noise 2
14:47 effort noise 3
14:49 effort noise 4
14:50 effort noise 5
14:51 effort noise 6
14:52 "Over here"
14:54 coughing
14:59 coughing 2
15:08 "I have spotted an enemy bastion"
15:10 "Remember past succeses but always strive for more"
15:16 "This way"
15:18 "Here my friends"
15:20 laugh (I love him)
15:23 "I AM VITALIZED"
15:27 "MY SENSES ARE HEIGHTENED"
15:30 "STRENGTH FLOWS THROUGH ME"
15:33 "I AM EMPOWERED"
15:35 "I think therefore i am"
15:40 "When did you received this curse countess"
15:44 "Some believe that the full moon is a good omen"
15:48 "Did i say i trusted her"
15:51 "I do not sense the spark of life within you"
15:54 "Walk along the path to enlightenment"
15:58 "Ready i am ready" (Oh god...)
16:01 "I dreamt i was a butterfly"
16:04 "Frightening"
16:06 "There are null)? troopers ahead"
16:08 "No troopers spotted"
16:10 "The enforcer is no more"
16:13 "The flag moves with me"
16:15 "I have become one with the flag"
16:19 "Go to the objective"
16:21 "Let us head to the waypoint"
16:23 "Let us re group at the objective"
16:26 "The objective is near"
16:29 "Take care that you do not spend yourself before the battle is done"
16:34 "Our purpose is to show everyone that in the iris we are all one people"
16:41 "Rarely has my path crossed a warrior as cheerful as you"
16:45 "No one of note just one of thousands of like me)?" (what?)
16:50 "Do you think me so helpless"
16:52 "But one moment of clarity changed everything"
16:56 "There are times even i can not stand by"
17:00 "It is not magic but the power of the spirit that i channel"
17:05 "My believes are simply in the fundamental ways of life and nature nothing more"
17:12 "Simply a traveler of search of purpose and meaning"
17:16 "I'm following in my masters footsteps searching for enlightenment tho my path has not always been a stright one"
17:25 "Our objective has been damaged"
17:27 "Our enemies are breaking through"
17:30 "Fate is not without a sense of irony"
17:34 "Look in the mirror"
17:36 "We move with the objective"
17:39 "Let us see the objective to it's destination"
17:43 "The enemy out numbers us"
17:45 "We are outnumbered be cautious"
17:49 "I sense the reaper"
17:51 "I sense the presence of the witch"
17:54 "The summoner is here"
17:57 "Doctor Junkenstein so good of you to join us"
18:02 "The ground shakes"
18:04 "Junkenstein's monster is here"
18:07 "We should guide our flag back to safety"
18:10 "The enemy has relinquished our flag"
18:13 "We must move them from the door"
18:16 "They have reached the door"
18:19 "The summoner is no more"
18:21 "The witch is gone but she will reaturn"
18:26 "Doctor Junkenstein has laughed his last"
18:30 "Junkenstein's monster has fallen"
18:33 "The reaper is gone for the moment"
18:37 "I am made whole"
18:39 "My systems are restored"
18:42 "My systems are repeared"
18:45 "I am healed"
18:47 "Your dance grows more elegant Satya"
18:51 "You are adept at endings")? (idk)
18:54 "Well done my apprentice"
18:57 "Eventually all fade into oblivion"
19:00 "Well done Genji"
19:03 "You have ushered them to paradise"
19:06 "There is beauty in your actions"
19:09 "I did not teach you that one"
19:12 "Fall back"
19:13 "Likewise Satya i hope to repay you for your generosity at our temple"
19:19 "I served coffee"
19:21 "Then paint it with emptiness"
19:24 "How... fortunate for you"
19:27 "Why do you believe so?"
19:29 "I collected payments at a laser tag arena"
19:33 "Perhaps they believe we will not defend this place but if all the rest of the wolrd were to fall this would be the stand i chose to make"
19:44 "I like being near the ocean it reminds me of where i was born"
19:49 "I sense that your hardest battle is yet to come"
19:54 "What seems like magic is sometimes science we dont yet understand"
20:00 "Victory goes to those who maintain their focus"
20:04 "I was a life guard at a waterpark"
20:08 "It would be a pleasure"
20:10 "I drove a tractor"
20:12 "You have an intense gaze doctor"
20:15 "You spend your second chance at life walking a lonely road"
20:21 "I believe that Torbjörn's behavior has rubbed of on you"
20:25 "I owe my gifts to the iris"
20:29 "What makes you think i am a pacifist"
20:32 "Someone always cares you must simply seek them out"
20:36 "I dream of peace and sometimes falling"
20:41 "And yet you sound just like he did"
20:44 "A mirror reflects only what can be seen"
20:48 "Perhaps it is assumptions that are foolish"
20:52 "Try listening to silence"
20:55 "Our mission awaits us"
20:58 "Indeed"
20:59 "I massaged sheep on a free-range pasture"
21:03 "Shed the weight of your doubts, and your mind will become clear"
21:08 "Seeking progress by sowing chaos is like planting a tree in a volcano"
21:14 "Change often comes univited what you make of it is up to you"
21:21 "Quite a puzzle isn't it?"
21:24 "I embrace the unkown"
21:27 "And what of the enemy within"
21:30 "I focus on my breathing"
21:32 "Strangeness is in the eye of the beholder"
21:37 "My memories from before the awakening are blurry like a fading dream but i do remember somethings"
21:46 "In the coming battle you mean?"
21:48 "To find succes we must search in harmony"
21:53 "As long as there is free will i fear there will be evil"
21:57 "If a city never sleeps how can it dream?"
22:02 "Those who only seek to enrich themselves lives the most impoverished lives of all"
22:08 "True it also makes us great teachers for we can easily hide our disappointment"
22:15 "Indeed, why are we here?"
22:18 "Ask not who their maker is but what they mean"
22:24 "Is victory so important?"
22:27 "Fruition comes from within as does failure"
22:32 "I have always wondered what it is like being inside an orb"
22:37 "Over there"
22:38 "I need help"
22:40 "I require assistance"
22:43 "I pray that we can reverse this outcome"
22:46 "We are not deafeated yet"
22:49 "We must persist from the difficult times"
22:53 "This obstacle can still be overcome"
22:57 "Trick or treat"
22:59 "A temporary set back"
23:02 "We can overcome any obstacle"
23:05 "We must act and soon"
23:08 "Let us remember our purpose"
23:10 "Progress awaits us"
23:13 ""Perhaps we are forgetting something"
23:15 "We must eliminate this target"
23:19 "Caution"
23:20 "Be alert"
23:22 "Watch here"
23:24 "An enemy here"
23:25 "Here is an enemy"
23:27 "heal this one)???"
23:29 "We must guard the objective"
23:32 "Defend the objective"
23:34 "Even the teacher can learn from his student"
23:38 "It takes a hundred times to learn, a thousand times to understand" (My fav)
23:44 "One who fears loss has already lost"
23:49 "The cycle begins anew"
23:52 "True strength does not always lie in victory"
23:56 "Pain is an excellent teacher"
24:00 "Overconfidence is a flimsy shield"
24:04 "A reminder that life is never easy"
24:08 "Defeat cannot break one who perseveres"
24:12 "The cycle is broken"
24:14 "Adversity is an opportunity for change"
24:18 "A challenge presents itself"
24:21 "A temporary set back" (again..)
24:24 "Failure is acceptable giving up is not"
24:28 "The outcome is not preordained"
24:32 "Repetition is the path to mastery"
24:36 "Our fates are written in the stars"
24:40 "The enemy is here"
24:42 "The enemy desires a battle"
24:45 "Let the blessings of the season be upon you"
24:49 "I return"
24:51 "Press the attack"
24:53 "Let us all become one with the objective"
24:56 "Proceed to the objective"
24:59 "An enforcer is before us"
25:01 "Pass into the iris"
25:04 "Reflect upon your actions"
25:07 "Your set back is only temporary"
25:10 "Rest your soul"
25:13 "A cruel fate"
25:15 "Pride can not protect you"
25:17 "Your focus lacks focus"
25:20 "One day you will see that coming"
25:23 "Science cannot answer all questions"
25:27 "And now, you have found peace"
25:30 "You must learn from your mistakes"
25:34 "No fist has ever won against an open hand"
25:38 "Your answer lies in stillness"
25:41 "Good judgment comes from bad experiences"
25:45 "Regret is all-consuming"
25:49 "A resolution swiftly delivered"
25:52 "All ice melts"
25:54 "A beautiful swansong"
25:57 "I didn't go easy on you this time"
26:00 "And so the mask falls"
26:03 "We all represent unfulfilled potential"
26:07 "Greed has spent you"
26:10 "Silence answers all questions"
26:13 "A closed mind is already defeated"
26:18 "Let the sun set on your pride"
26:21 "Defeat is the better teacher"
26:24 "What goes around, comes around"
26:28 "Not everything should be taken seriously"
26:32 "When you soar you risk the fall"
26:36 "Move too quickly, and you overlook too much"
26:39 "What legacy is worth your life?"
26:43 "In chaos, more chaos"
26:46 "Do not hesitate"
26:48 "The lead awaits us"
26:50 "Soon the lead will be ours"
26:54 "We are being drawn to the lead"
26:57 "Tho i stand alone my teammates still fight at my side"
27:02 "The task falls to me"
27:05 "We are making progress upon the objective"
27:08 "The objective has taken damage"
27:10 "All proceeds according to plan"
27:13 "The rhythm is in you if you search within, get down into the iris, float to the beat"
27:22 "Ummmmm"
27:25 "Embrace the rhythm, embrace the beat, embrace the melody, move your feet"
27:32 "I humbly accept"
27:35 "I will become one with this reward"
27:38 "The universe shares it's bounty"
27:42 "I foresee great riches in my future"
27:45 "The experience is its own reward but surprises are nice" (oh)
27:51 "Join me"
27:53 "Group up"
27:54 "Group up here"
27:56 "We must join as one"
27:59 "Group up with me"
28:01 "Join together"
28:03 "I will not juggle"
28:05 "Yes"
28:07 "The door has open to our enemy"
28:10 "The enemy comes thru the doorway"
28:13 "We must destroy the objective"
28:16 "Focus our attacks upon the objective"
28:19 "That was your lesson for today"
28:22 "Our moments)?? run out do not leave him"
28:26 "Now we must focus, stay with our robot friend"
28:30 "I can sense your presence"
28:33 "Enemy detected"
28:35 "There is someone there"
28:37 "Let go of that that which weighs upon your mind"
28:42 "Behind you"
28:43 "Slicers approaching)???"
28:45 heavy sigh
28:48 sigh
28:50 sigh 2
28:53 effort noise
28:54 kick probably?
28:55 effort noise 2
28:56 "Join me at the objective"
28:59 "Come to the objective"
29:01 "To me my friends"
29:03 "What joy to share the path with another"
29:07 "A promising disciple"
29:10 "You've learned well Genji"
29:12 "Our minds aligned"
29:15 "It takes two hands to clap" (brutal)
29:18 "A meaningful union"
29:20 "One intention many hands"
29:24 "We must focus our attack upon the objective"
29:28 "I see the sniper"
29:30 "There she is"
29:32 "I will watch this place"
29:34 "Keeping watch here"
29:36 "Allow me to watch here"
29:39 "Meditation is all i require to sustain myself"
29:43 "It most be my many years of training, careful diet and simple way of life" (He's such a troll lol)
29:50 "You wound me"
29:52 "A pause in the battle and opportunity to re-center our minds"
29:57 "When i gazed into the iris i found great nothingness, it changed me"
30:04 "You've must have experienced the same"
30:07 "You blame yourself for the dragon's reign of terror but it is not your fault"
30:13 "Push forward"
30:15 sigh?
30:16 more sigh
30:18 relieve sigh
30:19 sigh 1000
30:21 "They have all perished"
30:23 "We are alone for now"
30:27 "Aaaaww serenity at last"
30:31 "Free your mind"
30:33 "The enemy steers we must hold them)?" (idk)
30:37 "Do not allow the enemy to proceed"
30:40 "The enemy begins to move along their path"
30:44 "Breach the door and our path will be revealed"
30:49 "We must break through"
30:51 "Remove the obstruction before us"
30:54 long sigh
30:58 deep breath
31:01 long sigh 2
31:04 DEATH
31:05 death 2
31:07 "Focus on the target"
31:10 "We must eliminate this target"
31:13 "Through here"
31:14 "Our path lies this way"
31:17 "I have dropped the item"
31:20 "Unfortunately i dropped it"
31:23 "I sense an enemy to the right"
31:26 "A shocked tire approaches to our right"
31:29 "Joy to the world"
31:32 "We must locate their teleporter"
31:34 "A shocked tire approaches on the left"
31:37 "Our enemy approaches on the left"
31:40 "I welcome adversity"
31:43 "A momentary set back"
31:45 "My thanks"
31:47 "Thank you"
31:48 "I am grateful"
31:50 "You have my thanks"
31:52 "Wonderful"
31:54 "Excellence is its own reward"
31:58 "Get out of there"
31:59 "I'm going in"
32:01 "We have injured the heaviest sold)? unit" (idk the word)
32:04 "A chance presents itself to strike him down"
32:08 "Talent trooper engaging"
32:10 "I see a sniper"
32:12 "Sniper!"
32:13 A lot of effort noises
32:22 "Always strive for improvement"
32:25 "Together we have taken the lead"
32:29 "AaaA progression"
32:31 "We advance as one"
32:34 "Your flaws are revealed... in the Iris"
32:39 "Know when to hold on, and when to let go"
32:43 "How far the mighty fall"
32:46 "A stumble is still a step towards a direction"
32:50 "A fall is merely a chance to rise again... later"
32:56 "Observe your environment; carefully"
32:59 "You may be missed... but not by me" (Brutal 2)
33:03 "What is descent, but a lesson in humility?"
33:07 "They have fallen... how unfortunate"
33:11 "Attack"
33:12 "Let us strike in harmony"
33:15 "Attack with me"
33:17 "UUUUUUUUUMMMMMMM"
33:23 VERY DEEP BREATH
33:30 "Amid discord, we will find tranquility"
33:35 "He must be dealt with"
33:37 "We must find a way to deal with the heaviest assault)? unit"
33:41 "The summoners threat must be ended"
33:45 "Doctor Junkenstein must be dealt with"
33:48 "The reaper still haunts us"
33:51 "We must vanish the witch"
33:54 "Junkenstein's monster must be destroyed"
33:58 "Existence is mysterious"
34:01 "I have learned from my experiences"
34:05 "My mind is open"
34:07 "My spirit is strong now to strike"
34:12 "Energy flow through me"
34:15 "Every rooster crows in its own pen"
34:19 a lot of effort noises
34:23 "The payload it is at a stand still"
34:26 "Let us push the payload forward"
34:29 "We must unblock the payload"
34:32 "Incoming"
34:34 "The payload must me stopped"
34:36 "We must hinder the payload's journey"
34:40 "Let us hold that payload"
34:42 "I require healing"
34:44 "I need healing"
34:46 "How... disappointing"
34:49 "She's turned her attention to you"
34:52 "The assassin is targeting you"
34:54 "Take cover"
34:56 "Victory or defeat our destiny is not preordained"
35:02 "Be present in the moment"
35:04 "It is good to return but am i still welcome here?"
35:09 "Your will is strong my friend"
35:11 "But in time i know you will realize we are not so different"
35:17 "And i will watch your back in turn"
35:20 "Consider only victory make defeat an impossibility in your mind"
35:26 "Tell me your thoughts my friend"
35:29 "I can feel the embrace of the iris so strongly in here"
35:34 "I would be happy to teach you"
35:36 "It is rare that i meet one with such an unformed mind"
35:40 "It is good to fight alongside one of my brightest pupils"
35:46 "It does, my brother Mondatta, gave much to improve their lifes but it was not to be"
35:53 "A disciplined mind is your most dependable ally."
35:58 "A chance to focus"
36:00 "A warrior's greatest weapon... is patience"
36:05 "So this is where you grew up? You must show me around"
36:10 "If only human and omnic could learn to live in peace here..."
36:15 "I sense within you the same rage that once consumed your brother"
36:20 "What a fascinating place! Can science alone unlock the path to enlightenment?"
36:28 "Do you have any dreams, my friend?"
36:31 "And i do not understand much of how you heal doctor Zeigler"
36:35 "I suppose we must all take some things on faith"
36:42 "Existence is mysterious isn't it"
36:43 "An omnic on the moon is not so special. There are more robots than humans in space"
36:50 "To us all i miss him greatly"
36:53 "I believe that we must all do our part to find solutions to the troubles that are before us"
37:00 "It is sad to see a place that might have known peace... reduced to this"
37:06 "A noble but tragic sacrifice, i hope that you will honor it"
37:12 "I have not returned here for many years. I wonder if my brothers and sisters will be pleased to see me"
37:20 "Turring green)?? my brother's dream but not to be" (what)
37:26 "Time is a river it may be stopped for a while but it will always flow the same direction"
37:34 "I feel most unwelcome here"
37:38 "Genji how was your reunion with your brother?"
37:42 "Symmetra you speak of law and of order but you must know that life is chaotic by it's very nature"
37:51 "I believe that you could find peace, if you were to search within yourself"
37:57 "Indeed my friend, indeed"
38:01 "I hear that you've taken an omnic Torbjörn"
38:04 "The payload rests idle"
38:07 "The payload must be moved"
38:10 "We must move the payload"
38:13 Getting hurt i think
38:17 "This will be of use"
38:19 "I have what we seek"
38:21 "Here we are"
38:22 "I sense the presence of an assassin"
38:25 "An assassin comes for us"
38:28 "Experience tranquility"
38:31 "Our teammate is in need of reviving"
38:34 "Our teammate needs to be revived"
38:38 Pain
38:49 "Let us pave our path together"
38:52 "Shall we journey together"
38:55 "We must work and breath as one"
38:58 "We are all pilgrims on this mission"
39:02 "I am with you"
39:03 "We are as one"
39:06 "The path of fate threatens to diverge in the enemy's favor"
39:10 "The enemy draws near stop them"
39:14 "We must prevent the enemy from taking the lead"
39:18 "The objective nears destruction"
39:21 "We've almost achieved our objective"
39:24 "The enemy has pushed past us"
39:26 "We have lost the lead"
39:29 "The enemy's understandings surpasses ours"
39:33 "The enemy's teleporter is no more"
39:36 "I feel the darkness flowing through me"
39:40 "My soul ignited!"
39:43 "I am efervescent"
39:45 "My spirit burns!"
39:48 "An R-14 engage with caution"
39:52 "Remember me, for I will remember you"
39:56 "My heavy burden to bear"
39:59 "Virtuosity is an admirable virtue"
40:03 "A herald of victory"
40:05 "Mastery cannot be concealed"
40:08 "Our enemy gathers here" (>-<)
40:11 "I shall handle this"
40:13 "It is done"
40:15 "Allow me"
40:17 "We must see this through to the end"
40:20 "Victory is our destiny but we must all play our parts" (again)
40:26 "Victory is within our grasp hold strong" (again)
40:31 "I am in an agreement"
40:33 "We need a healer"
40:35 "The enemys flag is ours"
40:38 "I have captured the flag"
40:40 "If you do not change direction, you may end up where you're headed"
40:45 "Let us escort you along your path"
40:48 "We will unify our push with yours"
40:52 "Hello brother"
40:54 "Come with us"
40:56 "Go"
40:57 "I am attaining the objective"
40:59 "I am on the objective my friends"
41:03 "Join me on the objective"
41:06 "Death is whimsical today"
41:09 "Walk in shadow"
41:12 "Listen to my prayer"
41:15 "Harmony is within your grasp"
41:18 "Be whole once more"
41:21 "I release your suffering"
41:24 "A balm for your wounds"
41:26 "We walk in the shadows, my apprentice"
41:30 "Gaze into the unblinking eye"
41:34 "Embrace oblivion"
41:36 "Be one with the darkness"
41:40 "Be reassured you are not alone"
41:44 "Find solace"
41:46 "Overcome your pain"
41:49 "Your spirits lifted"
41:52 "Let me assist you"
41:55 "Allow me"
41:57 "Harmony follows you"
41:59 "Be soothed"
42:02 "I am with you my friend"
42:04 "Let me relieve your burdens"
42:07 slight effort noises
42:12 pain? effort? idk just noises
42:21 "I'm over here"
42:23 "I am here"
42:25 "My ultimate is ready proceed without fear"
42:29 "You are not ready to learn"
42:32 "Peace and blessings be upon you all"
42:36 death 200
42:43 "The attack comes form the above"
42:45 "The attack comes from the right"
42:48 "Our enemies are behind us"
42:50 "They attack form below"
42:53 "Our enemies attack from the rear)??"
42:55 "The enemy lies before us"
42:58 "Our enemies attack directly"
43:00 "The enemy is on the left"
43:03 "The enemy is below us"
43:06 "The enemy is above us"
43:08 "The enemy is on the right"
43:10 "The attack comes form the left"
43:13 "One moon shows in every pool. In every pool; one moon"

I know that transit-oriented developments(TODs), including rail-based TODs, seem to reduce vehicle travel, lower the mode share of car users, lower car ownership, and increase transit and active transportation mode share, but this could be due to the other aspects of TODs such as population density, job density, amenities in walking distance, low on and off-street parking availability, proximity to local bus stops, etc. It's a different question altogether as to whether or not proximity to a rail station decreases car usage. Daniel Chatman's study entitled "Does TOD need the T?" argues that the rail transit itself has little effect on car usage and ownership when controlling for the other factors typically associated with TODs like the ones I mentioned. He also argues that rail transit may end up decreasing bus ridership.
https://www.tandfonline.com/doi/full/10.1080/01944363.2013.791008?src=recsys
https://www.accessmagazine.org/fall-2015/does-transit-oriented-development-need-the-transit/
A study on rail transit in Hong Kong seems to support the conclusion that the addition of a new rail line increased rail transit usage, but decreased bus usage and had no significant effect on car usage.
sciencedirect.com/science/article/pii/S0966692322002496?via%3Dihub
To be clear, I don't necessarily endorse any of these conclusions. It seems that other cases of rail line additions don't necessarily siphon off bus users. A study done in Singapore showed that the circle line increased rail transit usage, decreased car usage, and had no effect on bus usage.
https://ireus.nus.edu.sg/ccl-impact-rail-ridership-car-usage/
My question is why rail investments in some cases seem to siphon off bus users and have no effect on car usage, but not in other cases? And does rail transit have an effect on car usage independent of the built environment factors in the area just outside the station(low parking availability, walking distance to jobs and amenities and people, local bus stops, wider sidewalks, bike paths, etc)?

I work for a restaurant that automatically removes a rather high percentage of tips earned by a server to supplement pay for support staff like bussers and hosts based off the servers’s sales. It’s a fixed percentage of the servers sales no matter what a guest tips automatically pulled out by our pay system.
We’ve been encountering problems where a guest tips very low, takes both copies of their receipt which company policy says we can’t assume they tipped and we have to put $0 for the tip, and occasionally people don’t tip at all. In some cases a table has ran up a large tab, done one of the earlier things and the server has to tip out $20+, as high $50 to support staff essentially meaning they paid to take care of the table. The server lost money by taking the table reducing their overall pay for the day.
Is this even legal? Are there scenarios where it can be legal? And if there are legality issues is there someone we can file a complaint to?
I just feel like this system is doing something illegal and there should not be a scenario where a server takes a table and loses money.

Hi everyone! Just created this account to not get identified lol. I'm from the southern parts of BC, Canada. I've listed my academic stats and some of the extracurriculars I'm most proud of. I won't include awards/publications as I don't want to be identified just yet. Please note that I'll be quite vague with a few of them, as I don't want to get identified 😅. I also have a few questions for you guys at the bottom of this post, so please answer them if you do know what to do!
INTEREST: BUSINESS AND COMMUNICATIONS
MY ACADEMIC PROFILE:
My Citizenship: Canadian and Japanese (will apply with Canadian one?)
GendeAge: 16 (making my IB examination session in May 2024 🙏🏻)
Demographic: Wasian, middle income (European dad, Japanese mom)
SAT: 1550 (superscore), 1520 (highest w/o superscore)
GPA: I do the IB program, with a few APs as my IB school did not offer them. I just finished my DP1 finals, and am sitting at a 42/42 (excluding TOK/EE, as my school is not including them for the DP1 report card). My course selections are:
IB Film HL - 7
IB English Lit HL - 7
IB Biology HL - 7
IB Spanish HL - 7
IB Bio SL - 7
IB Geography SL - 7
TOK - predicted 9/10 on my exhibition, haven't gotten my EE back yet. I wrote it in English.
Note - I don't think I'll get a 45/45 IB. Biology HL is getting pretty hard with all this plant stuff.
In terms of APs, I did:
AP Arts and Design - 5
AP Music Theory - 4 (I took this to prepare for my RCM theory exam - WILL NOT INCLUDE!)
AP Spanish Lit - 5
APUSH - 5
Research: Collaborated on a paper with some researchers from CERN through a Stanford professor (I took a chemistry "summer course" with him and was invited to do research - he had excellent connections, and I am still very grateful for that opportunity!)
Currently conducting independent research in my science lab at school. Getting my research supervised by my PHD science teacher. I want to submit it to some journals before the regular applications.
What I think: I think my academics are a relatively strong part of my profile. But, with many things, I can also be wrong. If there are some things that I should add/get/try, please let me know in the comments or DMs! I'm a very open person, and would love to chat about anything.
​
MY EXTRACURRICULAR PROFILE:

• FOUNDED A COMPANY BASED ON COMMUNICATIONS AND MEDIA:

Essentially, my team (credit to them! I would not be able to do much without them) and I help big brands more on the financial and marketing side. We've been grateful enough to be recognized by the Canadian Government, and have worked with brands such as Lululemon and Canadian Tire. On the media side, we're currently working on securing something with Apple (sorry, can't share more details about it here), and have signed a partnership with Facebook (for our gaming sector), and the photography sector has been recognized and promoted by Nikon. We've been sent a few of Nikon's gear to test out - again, very grateful. We're also in the works in something with the New York Times for the news/media newspaper we own... very excited for it!Currently, we generate around 90k USD per annum. No more details will be shared about finances until the management team release the August financial report to the team.
​

• TRACK AND FIELD:

I run the 100m/200m/400m/4x100m/4x400m relays. However, I'm pretty bad at everything except the 100m, where I've run a 11.14 (PB, legal, wind-aided (slightly)). Went to Canadian nationals with that score for my youth category (this was in 2022). Going to BC Champions for all events listed this year.
​

• EDUCATION NON-PROFIT (FOR STEM RELATED SUBJECTS):

The non-profit works partially with the IBO as well as Crimson Education and the CEMC (@Waterloo, Ontario) to provide mathematics and STEM education for people less privileged in BC.
​

• INTERNSHIP

Internship @ Paramount over the summer. Very cool experience. Parents did not have enough money to fund the trip, so did it myself with my portion of the income with the media business.
​

• BUSINESS NON-PROFIT:

We've currently helped around 3k students compete in business competitions (and win!). Business non-profit can be considered a "sector" of the media business, ig.
​

• MUSIC:

ARCT! I also love producing DNB and hip-hop, and may be getting a record deal to Interscope for it! Got some connections I'm trying to work with to get that to happen quickly. Also am part of a band that performed at some summer festivals in West Vancouver, BC, Canada & elderly homes, as well as street performances. By doing this, we've raised around 5k for dementia.
//
I am aiming for universities like McGill, Waterloo, some of the UCs (UCSD, UCLA, UC Berkeley), Upenn Wharton (why not), Harvard (why not), and Stanford (why not - might as well give it a try).
NOW, SOME QUESTIONS FOR YOU GUYS:
What should I add?
Is there anything I'm forgetting?
Should I re-take my SAT? I think 1550 is a bit low compared to what you guys are getting.Is it good to see IB and AP at the same time on applications? I'm fine with not including my APs since I will get my IB Diploma (hopefully).
Feel free to DM me! I want to partner and work with you guys (either on research or extracurriculars) and partner and branch out.